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SOUTH JERSEY FEDERAL CREDIT UNION

Dec, 31, 2023 — SOUTH JERSEY FEDERAL CREDIT UNION is a federal credit union headquartered in DEPTFORD, NJ with 8 branch locations and about $452.40 million in total assets. Opened 84 years ago in 1940, SOUTH JERSEY FEDERAL CREDIT UNION has about 47,315 members and employs 146 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 236077755
Name:SOUTH JERSEY FEDERAL CREDIT UNION
Address:
(Main Office)
1615 Hurffville Rd
DEPTFORD, NJ 08096
Phone:(856) 374-9700
Fax:(856) 232-9190
Website:https://www.firstharvestcu.com
Branches:8 branch locations
Members:47,315
Credit Union Type:Federal Credit Union
Charter Number:3951
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1940
Last Audited:Sep 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$452,402,955
CEO/Manager:Joseph M Dinneen
Chairperson:Loretta Winters

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,707,284
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 192,425,948
 Unsecured Loans 25,116,240
 Other Loans 54,744,718
 TOTAL LOANS 272,340,646
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,550,191
 Land And Building 11,756,763
 Other Fixed Assets 2,128,464
 NCUSIF Deposit 3,830,554
 All Other Assets 100,042
  TOTAL ASSETS 452,402,955
LIABILITIES & CAPITAL:  
 Dividends Payable 47
 Notes & Interest Payable 38,000,000
 Accounts Payable & Other Liabilities 9,523,271
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 63,554,926
 Regular shares 189,328,024
 All Other Shares & Deposits 127,646,935
  TOTAL SHARES & DEPOSITS 380,529,886
  TOTAL LIABILITIES 428,069,601
 Regular Reserve 0
 Other Reserves -10,546,396
 Undivided Earnings 34,879,750
  TOTAL EQUITY 24,333,354
  TOTAL LIABILITIES, SHARES, & EQUITY 452,402,955
INCOME & EXPENSE  
 Loan Income 13,676,249
 Investment Income 2,356,044
 Other Income 5,364,828
 Total Employee Compensation & Benefits 11,504,125
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 11,227,088
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,457,252
 Cost of Funds 3,944,585
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -3,139,712
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