Sep, 30, 2025 — SUN COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in EL CENTRO, CA with 8 branch locations and about $826.00 million in total assets. Opened 72 years ago in 1954, SUN COMMUNITY FEDERAL CREDIT UNION has about 53,105 members and employs 153 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUN COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1068 Broadway Ave EL CENTRO, CA 92243-2315 |
| Phone: | (760) 337-4200 |
| Fax: | |
| Website: | https://www.suncommunity.com |
| Branches: | 8 branch locations |
| Members: | 53,105 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9296 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $826,004,570 |
| CEO/Manager: | Patrick Carey |
| Chairperson: | Juan Cruz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 62,248,707 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 399,552,113 |
| Unsecured Loans | 59,304,762 |
| Other Loans | 150,337,076 |
| TOTAL LOANS | 609,193,951 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,539,591 |
| Land And Building | 15,634,835 |
| Other Fixed Assets | 2,617,871 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,863,526 |
| All Other Assets | 182,686 |
| TOTAL ASSETS | 826,004,570 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 405 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 3,254,099 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 166,959,007 |
| Regular shares | 226,895,030 |
| All Other Shares & Deposits | 337,372,870 |
| TOTAL SHARES & DEPOSITS | 731,226,907 |
| TOTAL LIABILITIES | 754,723,685 |
| Regular Reserve | 0 |
| Other Reserves | -3,794,305 |
| Undivided Earnings | 75,075,190 |
| TOTAL EQUITY | 71,280,885 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 826,004,570 |
| INCOME & EXPENSE | |
| Loan Income | 28,485,747 |
| Investment Income | 4,073,805 |
| Other Income | 9,585,077 |
| Total Employee Compensation & Benefits | 11,753,799 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,444,519 |
| Non-operating Income & (Expense) | -12,481 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,653,998 |
| Cost of Funds | 9,759,473 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,119,722 |
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