Sep, 30, 2025 — RUTGERS FEDERAL CREDIT UNION is a federal credit union headquartered in NEW BRUNSWICK, NJ with 3 branch locations and about $79.88 million in total assets. Opened 72 years ago in 1954, RUTGERS FEDERAL CREDIT UNION has about 6,535 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RUTGERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 98 College Ave NEW BRUNSWICK, NJ 08901-1149 |
| Phone: | (732) 932-7645 |
| Fax: | (732) 932-7648 |
| Website: | https://www.rutgersfcu.org |
| Branches: | 3 branch locations |
| Members: | 6,535 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9237 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $79,876,093 |
| CEO/Manager: | Marie Holowka-Bedatsky |
| Chairperson: | Terry Matilsky |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,162,633 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,358,398 |
| Unsecured Loans | 3,580,474 |
| Other Loans | 7,926,967 |
| TOTAL LOANS | 22,865,839 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -159,187 |
| Land And Building | 0 |
| Other Fixed Assets | 18,132 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 666,624 |
| All Other Assets | 367,625 |
| TOTAL ASSETS | 79,876,093 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,852,969 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,759,359 |
| Regular shares | 35,479,267 |
| All Other Shares & Deposits | 14,887,459 |
| TOTAL SHARES & DEPOSITS | 69,126,084 |
| TOTAL LIABILITIES | 70,979,053 |
| Regular Reserve | 0 |
| Other Reserves | 2,130,182 |
| Undivided Earnings | 6,766,858 |
| TOTAL EQUITY | 8,897,040 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 79,876,093 |
| INCOME & EXPENSE | |
| Loan Income | 1,012,017 |
| Investment Income | 1,180,394 |
| Other Income | 428,924 |
| Total Employee Compensation & Benefits | 759,488 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,110,412 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 84,970 |
| Cost of Funds | 77,563 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 722,516 |
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