Sep, 30, 2022 — DOW JONES EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MONMOUTH JUNCTION, NJ with 1 branch location and about $12.71 million in total assets. Opened 40 years ago in 1983, DOW JONES EMPLOYEES FEDERAL CREDIT UNION has about 828 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DOW JONES EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | RR 1 Box 4300 MONMOUTH JUNCTION, NJ 08852 |
| Phone: | (609) 520-5812 |
| Fax: | (609) 520-5921 |
| Website: | https://www.djefcu.com |
| Branches: | 1 branch locations |
| Members: | 828 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24062 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1983 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,706,417 |
| CEO/Manager: | Susan M Brown |
| Chairperson: | Vivian Heisler-Castel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,046,494 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,216,180 |
| Unsecured Loans | 240,524 |
| Other Loans | 1,322,623 |
| TOTAL LOANS | 2,779,327 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -39,238 |
| Land And Building | 0 |
| Other Fixed Assets | 606 |
| NCUSIF Deposit | 107,313 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,706,417 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,250 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -16,536 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,477,377 |
| Regular shares | 8,200,776 |
| All Other Shares & Deposits | 1,466,358 |
| TOTAL SHARES & DEPOSITS | 11,144,511 |
| TOTAL LIABILITIES | 11,131,225 |
| Regular Reserve | 0 |
| Other Reserves | 230,183 |
| Undivided Earnings | 1,345,009 |
| TOTAL EQUITY | 1,575,192 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,706,417 |
| INCOME & EXPENSE | |
| Loan Income | 92,212 |
| Investment Income | 59,769 |
| Other Income | 6,052 |
| Total Employee Compensation & Benefits | 124,454 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 116,405 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 5,027 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -61,841 |
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