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PUBLIC SERVICE FEDERAL CREDIT UNION

Mar, 31, 2022 — PUBLIC SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in MIDDLESEX, NJ with 1 branch location and about $43.40 million in total assets. Opened 65 years ago in 1957, PUBLIC SERVICE FEDERAL CREDIT UNION has about 3,481 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221276956
Name:PUBLIC SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
619 Union Ave
MIDDLESEX, NJ 08846
Phone:(732) 805-9000
Fax:(732) 805-0539
Website:www.psfcunj.com
Branches:1 branch locations
Members:3,481
Credit Union Type:Federal Credit Union
Charter Number:11779
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$43,395,963
CEO/Manager:Brooke Hennessy
Chairperson:Thomas m Hennessy

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,904,507
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,857,312
 Unsecured Loans 3,045,214
 Other Loans 8,953,502
 TOTAL LOANS 13,856,028
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -144,388
 Land And Building 320,351
 Other Fixed Assets 25,718
 NCUSIF Deposit 356,451
 All Other Assets 0
  TOTAL ASSETS 43,395,963
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 77,120
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,100,155
 Regular shares 16,583,602
 All Other Shares & Deposits 18,141,287
  TOTAL SHARES & DEPOSITS 37,825,044
  TOTAL LIABILITIES 37,902,164
 Regular Reserve 0
 Other Reserves 444,193
 Undivided Earnings 5,049,606
  TOTAL EQUITY 5,493,799
  TOTAL LIABILITIES, SHARES, & EQUITY 43,395,963
INCOME & EXPENSE  
 Loan Income 240,532
 Investment Income 64,315
 Other Income 8,567
 Total Employee Compensation & Benefits 126,919
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 128,128
 Non-operating Income & (Expense) 53,377
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,559
 Cost of Funds 40,828
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 77,561
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