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PUBLIC SERVICE FEDERAL CREDIT UNION

Dec, 31, 2022 — PUBLIC SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in MIDDLESEX, NJ with 1 branch location and about $42.64 million in total assets. Opened 66 years ago in 1957, PUBLIC SERVICE FEDERAL CREDIT UNION has about 3,526 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221276956
Name:PUBLIC SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
619 Union Ave
MIDDLESEX, NJ 08846
Phone:(732) 805-9000
Fax:(732) 805-0539
Website:www.psfcunj.com
Branches:1 branch locations
Members:3,526
Credit Union Type:Federal Credit Union
Charter Number:11779
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$42,640,301
CEO/Manager:Brooke Hennessy
Chairperson:Thomas m Hennessy

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,300,091
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,696,318
 Unsecured Loans 3,076,761
 Other Loans 9,178,267
 TOTAL LOANS 13,951,346
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -144,463
 Land And Building 207,450
 Other Fixed Assets 20,077
 NCUSIF Deposit 364,960
 All Other Assets 0
  TOTAL ASSETS 42,640,301
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 68,752
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,079,122
 Regular shares 16,466,828
 All Other Shares & Deposits 17,343,011
  TOTAL SHARES & DEPOSITS 36,888,961
  TOTAL LIABILITIES 36,957,713
 Regular Reserve 0
 Other Reserves 444,193
 Undivided Earnings 5,238,395
  TOTAL EQUITY 5,682,588
  TOTAL LIABILITIES, SHARES, & EQUITY 42,640,301
INCOME & EXPENSE  
 Loan Income 715,808
 Investment Income 214,045
 Other Income 36,326
 Total Employee Compensation & Benefits 400,441
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 363,837
 Non-operating Income & (Expense) -44,363
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 37,663
 Cost of Funds 122,294
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 75,475
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