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PUBLIC SERVICE FEDERAL CREDIT UNION

Jun, 30, 2021 — PUBLIC SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in Middlesex, NJ with 1 branch location and about $42.03 million in total assets. Opened 64 years ago in 1957, PUBLIC SERVICE FEDERAL CREDIT UNION has about 3,480 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221276956
Name:PUBLIC SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
619 Union Ave
Middlesex, NJ 08846
Phone:(732) 805-9000
Fax:(732) 805-0539
Website:http://psfcunj.com
Branches:1 branch locations
Members:3,480
Credit Union Type:Federal Credit Union
Charter Number:11779
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$42,031,421
CEO/Manager:Elizabeth Frentz
Chairperson:Thomas m Hennessy

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,544,302
TOTAL INVESTMENTS 25,653,785
Loans Held for Sale 0
 
 Real Estate Loans 2,060,131
 Unsecured Loans 3,061,875
 Other Loans 9,240,459
 TOTAL LOANS 14,362,465
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -146,708
 Land And Building 136,970
 Other Fixed Assets 31,244
 NCUSIF Deposit 356,451
 All Other Assets 92,912
  TOTAL ASSETS 42,031,421
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 68,187
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,929,579
 Regular shares 16,175,731
 All Other Shares & Deposits 17,666,026
  TOTAL SHARES & DEPOSITS 36,771,336
  TOTAL LIABILITIES 36,839,523
 Regular Reserve 444,193
 Other Reserves 0
 Undivided Earnings 4,747,705
  TOTAL EQUITY 5,191,898
  TOTAL LIABILITIES, SHARES, & EQUITY 42,031,421
INCOME & EXPENSE  
 Loan Income 469,878
 Investment Income 134,158
 Other Income 15,055
 Total Employee Compensation & Benefits 210,655
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 177,655
 Non-operating Income & (Expense) 68,805
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,733
 Cost of Funds 102,632
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 235,318
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