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National Credit Union Service Organization

PUBLIC SERVICE FEDERAL CREDIT UNION

Dec, 31, 2020 — PUBLIC SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in Middlesex, NJ with 1 branch location and about $40.66 million in total assets. Opened 64 years ago in 1957, PUBLIC SERVICE FEDERAL CREDIT UNION has about 3,529 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221276956
Name:PUBLIC SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
619 Union Ave
Middlesex, NJ 08846
Phone:(732) 805-9000
Fax:(732) 805-0539
Website:http://psfcunj.com
Branches:1 branch locations
Members:3,529
Credit Union Type:Federal Credit Union
Charter Number:11779
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$40,656,638
CEO/Manager:Elizabeth Frentz
Chairperson:Thomas m Hennessy

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,100,644
TOTAL INVESTMENTS 22,805,785
Loans Held for Sale 0
 
 Real Estate Loans 2,683,537
 Unsecured Loans 3,210,474
 Other Loans 9,427,058
 TOTAL LOANS 15,321,069
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -151,523
 Land And Building 140,240
 Other Fixed Assets 37,762
 NCUSIF Deposit 318,582
 All Other Assets 84,079
  TOTAL ASSETS 40,656,638
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 54,974
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,482,130
 Regular shares 15,376,324
 All Other Shares & Deposits 17,786,631
  TOTAL SHARES & DEPOSITS 35,645,085
  TOTAL LIABILITIES 35,700,059
 Regular Reserve 444,193
 Other Reserves 0
 Undivided Earnings 4,512,386
  TOTAL EQUITY 4,956,579
  TOTAL LIABILITIES, SHARES, & EQUITY 40,656,638
INCOME & EXPENSE  
 Loan Income 990,829
 Investment Income 342,280
 Other Income 109,281
 Total Employee Compensation & Benefits 496,278
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 336,824
 Non-operating Income & (Expense) 32,710
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 62,993
 Cost of Funds 260,794
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 318,211
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