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PUBLIC SERVICE FEDERAL CREDIT UNION

Dec, 31, 2021 — PUBLIC SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in MIDDLESEX, NJ with 1 branch location and about $41.97 million in total assets. Opened 65 years ago in 1957, PUBLIC SERVICE FEDERAL CREDIT UNION has about 3,524 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221276956
Name:PUBLIC SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
619 Union Ave
MIDDLESEX, NJ 08846
Phone:(732) 805-9000
Fax:(732) 805-0539
Website:www.psfcunj.com
Branches:1 branch locations
Members:3,524
Credit Union Type:Federal Credit Union
Charter Number:11779
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$41,973,929
CEO/Manager:Brooke Hennessy
Chairperson:Thomas m Hennessy

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,378,944
TOTAL INVESTMENTS 25,413,785
Loans Held for Sale 0
 
 Real Estate Loans 1,973,744
 Unsecured Loans 3,158,884
 Other Loans 9,423,730
 TOTAL LOANS 14,556,358
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -133,010
 Land And Building 323,313
 Other Fixed Assets 28,539
 NCUSIF Deposit 356,451
 All Other Assets 49,549
  TOTAL ASSETS 41,973,929
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 61,368
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,709,660
 Regular shares 16,107,673
 All Other Shares & Deposits 17,678,644
  TOTAL SHARES & DEPOSITS 36,495,977
  TOTAL LIABILITIES 36,557,345
 Regular Reserve 444,193
 Other Reserves 0
 Undivided Earnings 4,972,391
  TOTAL EQUITY 5,416,584
  TOTAL LIABILITIES, SHARES, & EQUITY 41,973,929
INCOME & EXPENSE  
 Loan Income 949,303
 Investment Income 279,056
 Other Income 32,684
 Total Employee Compensation & Benefits 476,373
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 390,685
 Non-operating Income & (Expense) 204,362
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,150
 Cost of Funds 195,933
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 460,004
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