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National Credit Union Service Organization

PUBLIC SERVICE FEDERAL CREDIT UNION

Mar, 31, 2021 — PUBLIC SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in Middlesex, NJ with 1 branch location and about $42.20 million in total assets. Opened 64 years ago in 1957, PUBLIC SERVICE FEDERAL CREDIT UNION has about 3,482 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221276956
Name:PUBLIC SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
619 Union Ave
Middlesex, NJ 08846
Phone:(732) 805-9000
Fax:(732) 805-0539
Website:http://psfcunj.com
Branches:1 branch locations
Members:3,482
Credit Union Type:Federal Credit Union
Charter Number:11779
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$42,203,093
CEO/Manager:Elizabeth Frentz
Chairperson:Thomas m Hennessy

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,588,151
TOTAL INVESTMENTS 24,778,785
Loans Held for Sale 0
 
 Real Estate Loans 2,150,340
 Unsecured Loans 2,991,417
 Other Loans 9,256,880
 TOTAL LOANS 14,398,637
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -150,591
 Land And Building 138,605
 Other Fixed Assets 34,503
 NCUSIF Deposit 318,582
 All Other Assets 96,421
  TOTAL ASSETS 42,203,093
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 54,457
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,377,371
 Regular shares 16,170,418
 All Other Shares & Deposits 17,555,318
  TOTAL SHARES & DEPOSITS 37,103,107
  TOTAL LIABILITIES 37,157,564
 Regular Reserve 444,193
 Other Reserves 0
 Undivided Earnings 4,601,336
  TOTAL EQUITY 5,045,529
  TOTAL LIABILITIES, SHARES, & EQUITY 42,203,093
INCOME & EXPENSE  
 Loan Income 236,305
 Investment Income 69,112
 Other Income 6,028
 Total Employee Compensation & Benefits 103,594
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 89,863
 Non-operating Income & (Expense) 6,440
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,460
 Cost of Funds 52,954
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 88,948
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