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National Credit Union Service Organization

MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION

Dec, 31, 2021 — MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION is a federal credit union headquartered in NEW BRUNSWICK, NJ with 1 branch location and about $9.55 million in total assets. Opened 54 years ago in 1968, MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION has about 1,399 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION
Address:
(Main Office)
Middlesex County EFCU
NEW BRUNSWICK, NJ 08901
Phone:(732) 745-3867
Fax:(732) 745-3705
Website:http://mccunj.cuwebservices.com
Branches:1 branch locations
Members:1,399
Credit Union Type:Federal Credit Union
Charter Number:18628
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$9,548,589
CEO/Manager:Sheila Rice
Chairperson:German Keels

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,004,876
TOTAL INVESTMENTS 4,821,693
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 519,600
 Other Loans 110,138
 TOTAL LOANS 629,738
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -37,189
 Land And Building 0
 Other Fixed Assets 21,491
 NCUSIF Deposit 84,491
 All Other Assets 23,489
  TOTAL ASSETS 9,548,589
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 21,809
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 657,906
 Regular shares 7,578,056
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 8,235,962
  TOTAL LIABILITIES 8,257,771
 Regular Reserve 141,787
 Other Reserves 0
 Undivided Earnings 1,149,031
  TOTAL EQUITY 1,290,818
  TOTAL LIABILITIES, SHARES, & EQUITY 9,548,589
INCOME & EXPENSE  
 Loan Income 133,919
 Investment Income 58,026
 Other Income 22,138
 Total Employee Compensation & Benefits 221,197
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 205,801
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,028
 Cost of Funds 12,976
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -144,736
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