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MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION

Mar, 31, 2021 — MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION is a federal credit union headquartered in New Brunswick, NJ with 1 branch location and about $10.44 million in total assets. Opened 53 years ago in 1968, MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION has about 1,460 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION
Address:
(Main Office)
Middlesex County EFCU, 711 Jersey A
New Brunswick, NJ 08901
Phone:(732) 745-3867
Fax:(732) 745-3705
Website:http://mccunj.cuwebservices.com
Branches:1 branch locations
Members:1,460
Credit Union Type:Federal Credit Union
Charter Number:18628
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$10,438,462
CEO/Manager:Sheila Rice
Chairperson:German Keels

Call Report

  • Overdraft Lines of Credit
  • Pay Day Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,360,151
TOTAL INVESTMENTS 5,855,541
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 803,688
 Other Loans 349,901
 TOTAL LOANS 1,153,589
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -40,640
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 84,491
 All Other Assets 25,330
  TOTAL ASSETS 10,438,462
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 38,928
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 953,682
 Regular shares 8,047,612
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 9,001,294
  TOTAL LIABILITIES 9,040,222
 Regular Reserve 141,787
 Other Reserves 0
 Undivided Earnings 1,256,453
  TOTAL EQUITY 1,398,240
  TOTAL LIABILITIES, SHARES, & EQUITY 10,438,462
INCOME & EXPENSE  
 Loan Income 41,913
 Investment Income 19,367
 Other Income 4,683
 Total Employee Compensation & Benefits 51,133
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 47,564
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,000
 Cost of Funds 3,138
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -37,314
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