Sep, 30, 2025 — METRO COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 2 branch locations and about $47.58 million in total assets. Opened 73 years ago in 1953, METRO COMMUNITY FEDERAL CREDIT UNION has about 4,628 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | METRO COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 215 18th St HUNTINGTON, WV 25703 |
| Phone: | (304) 697-4652 |
| Fax: | (304) 697-2183 |
| Website: | https://www.metrocommunityfcu.com |
| Branches: | 2 branch locations |
| Members: | 4,628 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8791 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $47,584,960 |
| CEO/Manager: | Robert Whitley |
| Chairperson: | William Bartlett |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,158,482 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,558,034 |
| Unsecured Loans | 1,741,893 |
| Other Loans | 14,571,875 |
| TOTAL LOANS | 27,871,803 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -327,986 |
| Land And Building | 778,182 |
| Other Fixed Assets | 46,757 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 391,268 |
| All Other Assets | 26,054 |
| TOTAL ASSETS | 47,584,960 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,420 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 492,485 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,354,723 |
| Regular shares | 26,743,970 |
| All Other Shares & Deposits | 7,473,272 |
| TOTAL SHARES & DEPOSITS | 42,571,965 |
| TOTAL LIABILITIES | 43,065,870 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,519,090 |
| TOTAL EQUITY | 4,519,090 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 47,584,960 |
| INCOME & EXPENSE | |
| Loan Income | 1,545,945 |
| Investment Income | 427,188 |
| Other Income | 153,261 |
| Total Employee Compensation & Benefits | 671,034 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,008,079 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 154,000 |
| Cost of Funds | 146,350 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 349,822 |
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