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HUNTINGTON C & O RAILWAY EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — HUNTINGTON C & O RAILWAY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Huntington, WV with 1 branch location and about $36.93 million in total assets. Opened 87 years ago in 1934, HUNTINGTON C & O RAILWAY EMPLOYEES FEDERAL CREDIT UNION has about 5,547 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HUNTINGTON C & O RAILWAY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 4127
Huntington, WV 25729
Phone:(304) 522-7998
Fax:(304) 525-3768
Website:http://www.c-ocreditunion.com
Branches:1 branch locations
Members:5,547
Credit Union Type:Federal Credit Union
Charter Number:24236
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$36,930,543
CEO/Manager:Brian Whitlock
Chairperson:Jerry E Chapman

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,362,974
TOTAL INVESTMENTS 8,413,034
Loans Held for Sale 0
 
 Real Estate Loans 3,020,231
 Unsecured Loans 1,526,413
 Other Loans 17,065,499
 TOTAL LOANS 21,612,143
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -543,577
 Land And Building 564,440
 Other Fixed Assets 47,409
 NCUSIF Deposit 270,782
 All Other Assets 203,338
  TOTAL ASSETS 36,930,543
LIABILITIES & CAPITAL:  
 Dividends Payable 250
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 55,680
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,902,417
 Regular shares 20,023,156
 All Other Shares & Deposits 6,870,493
  TOTAL SHARES & DEPOSITS 32,796,066
  TOTAL LIABILITIES 32,851,996
 Regular Reserve 734,607
 Other Reserves 0
 Undivided Earnings 3,343,940
  TOTAL EQUITY 4,078,547
  TOTAL LIABILITIES, SHARES, & EQUITY 36,930,543
INCOME & EXPENSE  
 Loan Income 324,948
 Investment Income 9,158
 Other Income 42,132
 Total Employee Compensation & Benefits 143,196
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 158,819
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 70,250
 Cost of Funds 16,138
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 19,592
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