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METRO COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2021 — METRO COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 1 branch location and about $39.85 million in total assets. Opened 69 years ago in 1953, METRO COMMUNITY FEDERAL CREDIT UNION has about 3,113 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:METRO COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
215 18th St
HUNTINGTON, WV 25703
Phone:(304) 697-4652
Fax:(304) 697-2183
Website:www.metrocommunityfcu.com
Branches:1 branch locations
Members:3,113
Credit Union Type:Federal Credit Union
Charter Number:8791
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$39,849,794
CEO/Manager:Robert Whitley
Chairperson:Patricia Leinen

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,147,592
TOTAL INVESTMENTS 19,740,000
Loans Held for Sale 0
 
 Real Estate Loans 3,905,761
 Unsecured Loans 1,164,527
 Other Loans 9,241,465
 TOTAL LOANS 14,311,753
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -94,318
 Land And Building 207,287
 Other Fixed Assets 8,310
 NCUSIF Deposit 327,121
 All Other Assets 202,049
  TOTAL ASSETS 39,849,794
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 258,268
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,471,834
 Regular shares 24,371,670
 All Other Shares & Deposits 6,849,345
  TOTAL SHARES & DEPOSITS 36,692,849
  TOTAL LIABILITIES 36,951,117
 Regular Reserve 879,793
 Other Reserves 0
 Undivided Earnings 2,018,884
  TOTAL EQUITY 2,898,677
  TOTAL LIABILITIES, SHARES, & EQUITY 39,849,794
INCOME & EXPENSE  
 Loan Income 690,621
 Investment Income 332,947
 Other Income 106,480
 Total Employee Compensation & Benefits 460,314
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 654,629
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 42,427
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 170,336
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