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METRO COMMUNITY FEDERAL CREDIT UNION

Sep, 30, 2022 — METRO COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 1 branch location and about $41.68 million in total assets. Opened 70 years ago in 1953, METRO COMMUNITY FEDERAL CREDIT UNION has about 3,191 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:METRO COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
215 18th St
HUNTINGTON, WV 25703
Phone:(304) 697-4652
Fax:(304) 697-2183
Website:www.metrocommunityfcu.com
Branches:1 branch locations
Members:3,191
Credit Union Type:Federal Credit Union
Charter Number:8791
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$41,675,147
CEO/Manager:Robert Whitley
Chairperson:William Bartlett

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,456,409
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,623,687
 Unsecured Loans 1,212,339
 Other Loans 10,796,988
 TOTAL LOANS 16,633,014
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -94,150
 Land And Building 186,763
 Other Fixed Assets 5,643
 NCUSIF Deposit 359,256
 All Other Assets 0
  TOTAL ASSETS 41,675,147
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 247,050
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,409,443
 Regular shares 26,046,181
 All Other Shares & Deposits 6,895,292
  TOTAL SHARES & DEPOSITS 38,350,916
  TOTAL LIABILITIES 38,597,966
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 3,077,181
  TOTAL EQUITY 3,077,181
  TOTAL LIABILITIES, SHARES, & EQUITY 41,675,147
INCOME & EXPENSE  
 Loan Income 626,302
 Investment Income 240,996
 Other Income 107,320
 Total Employee Compensation & Benefits 308,686
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 595,829
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 33,988
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 178,866
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