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IBEW 317 FEDERAL CREDIT UNION

Dec, 31, 2020 — IBEW 317 FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 1 branch location and about $28.85 million in total assets. Opened 61 years ago in 1960, IBEW 317 FEDERAL CREDIT UNION has about 1,565 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:IBEW 317 FEDERAL CREDIT UNION
Address:
(Main Office)
P O BOX 9275
HUNTINGTON, WV 25701
Phone:(304) 522-4871
Fax:(304) 781-2656
Website:http://ibew317fcu.virtualcu.net
Branches:1 branch locations
Members:1,565
Credit Union Type:Federal Credit Union
Charter Number:14030
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1960
Last Audited:Mar 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$28,852,352
CEO/Manager:Codi E Burchett
Chairperson:Ryan Adkins

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,284,738
TOTAL INVESTMENTS 11,929,178
Loans Held for Sale 0
 
 Real Estate Loans 6,306,634
 Unsecured Loans 834,719
 Other Loans 5,045,710
 TOTAL LOANS 12,521,505
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -102,866
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 200,465
 All Other Assets 19,332
  TOTAL ASSETS 28,852,352
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,773
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,414,957
 Regular shares 10,632,196
 All Other Shares & Deposits 14,277,943
  TOTAL SHARES & DEPOSITS 26,325,096
  TOTAL LIABILITIES 26,327,869
 Regular Reserve 560,000
 Other Reserves 0
 Undivided Earnings 1,964,483
  TOTAL EQUITY 2,524,483
  TOTAL LIABILITIES, SHARES, & EQUITY 28,852,352
INCOME & EXPENSE  
 Loan Income 604,798
 Investment Income 167,826
 Other Income 22,728
 Total Employee Compensation & Benefits 192,151
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 196,707
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 405,013
 Cost of Funds 293,555
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -292,074
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