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WAYCOSE FEDERAL CREDIT UNION

Dec, 31, 2021 — WAYCOSE FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 1 branch location and about $3.65 million in total assets. Opened 40 years ago in 1982, WAYCOSE FEDERAL CREDIT UNION has about 1,016 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WAYCOSE FEDERAL CREDIT UNION
Address:
(Main Office)
3851 Piedmont Rd
HUNTINGTON, WV 25704-1930
Phone:(304) 429-1213
Fax:(304) 429-5998
Website:http://www.waycosefcu.com
Branches:1 branch locations
Members:1,016
Credit Union Type:Federal Credit Union
Charter Number:24792
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1982
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,651,964
CEO/Manager:Tracy L Foster
Chairperson:Phil Alexander

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 852,487
TOTAL INVESTMENTS 570,182
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 608,072
 Other Loans 1,608,350
 TOTAL LOANS 2,216,422
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,319
 Land And Building 0
 Other Fixed Assets 52
 NCUSIF Deposit 26,523
 All Other Assets 19,617
  TOTAL ASSETS 3,651,964
LIABILITIES & CAPITAL:  
 Dividends Payable 2,430
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,317
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 249,514
 Regular shares 2,416,129
 All Other Shares & Deposits 482,078
  TOTAL SHARES & DEPOSITS 3,147,721
  TOTAL LIABILITIES 3,153,468
 Regular Reserve 236,707
 Other Reserves 8,988
 Undivided Earnings 252,801
  TOTAL EQUITY 498,496
  TOTAL LIABILITIES, SHARES, & EQUITY 3,651,964
INCOME & EXPENSE  
 Loan Income 146,551
 Investment Income 6,040
 Other Income 2,176
 Total Employee Compensation & Benefits 54,851
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 67,614
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,150
 Cost of Funds 4,384
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 20,708
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