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WAYCOSE FEDERAL CREDIT UNION

Sep, 30, 2022 — WAYCOSE FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 1 branch location and about $3.33 million in total assets. Opened 41 years ago in 1982, WAYCOSE FEDERAL CREDIT UNION has about 1,008 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WAYCOSE FEDERAL CREDIT UNION
Address:
(Main Office)
3851 Piedmont Rd
HUNTINGTON, WV 25704-1930
Phone:(304) 429-1213
Fax:(304) 429-5998
Website:https://www.waycosefcu.com
Branches:1 branch locations
Members:1,008
Credit Union Type:Federal Credit Union
Charter Number:24792
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1982
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,333,979
CEO/Manager:Tracy L Foster
Chairperson:Phil Alexander

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 127,772
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 636,705
 Other Loans 1,527,100
 TOTAL LOANS 2,163,805
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -21,718
 Land And Building 52
 Other Fixed Assets 0
 NCUSIF Deposit 31,477
 All Other Assets 0
  TOTAL ASSETS 3,333,979
LIABILITIES & CAPITAL:  
 Dividends Payable 4,363
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 368
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 208,491
 Regular shares 2,601,313
 All Other Shares & Deposits 24,776
  TOTAL SHARES & DEPOSITS 2,834,580
  TOTAL LIABILITIES 2,839,311
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 494,668
  TOTAL EQUITY 494,668
  TOTAL LIABILITIES, SHARES, & EQUITY 3,333,979
INCOME & EXPENSE  
 Loan Income 110,883
 Investment Income 7,840
 Other Income 2,274
 Total Employee Compensation & Benefits 44,500
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 52,538
 Non-operating Income & (Expense) 1,209
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,000
 Cost of Funds 9,996
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,172
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