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NOVAMONT EMP. FEDERAL CREDIT UNION

Sep, 30, 2022 — NOVAMONT EMP. FEDERAL CREDIT UNION is a federal credit union headquartered in KENOVA, WV with 1 branch location and about $1.24 million in total assets. Opened 46 years ago in 1977, NOVAMONT EMP. FEDERAL CREDIT UNION has about 109 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NOVAMONT EMP. FEDERAL CREDIT UNION
Address:
(Main Office)
200 Big Sandy River Rd
KENOVA, WV 25530-1891
Phone:(304) 453-5935
Fax:
Website:n/a
Branches:1 branch locations
Members:109
Credit Union Type:Federal Credit Union
Charter Number:22697
Membership Type:Manufacturing - Chemicals
Corporate Credit Union:No
Year Opened:1977
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$1,241,202
CEO/Manager:Denise I Harris
Chairperson:Monica B Smith

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 382,162
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 31,245
 Other Loans 847,120
 TOTAL LOANS 878,365
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,900
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 11,076
 All Other Assets 0
  TOTAL ASSETS 1,241,202
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,232
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 991,489
 All Other Shares & Deposits 53,098
  TOTAL SHARES & DEPOSITS 1,044,587
  TOTAL LIABILITIES 1,048,819
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 192,383
  TOTAL EQUITY 192,383
  TOTAL LIABILITIES, SHARES, & EQUITY 1,241,202
INCOME & EXPENSE  
 Loan Income 20,071
 Investment Income 3,160
 Other Income 460
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 9,831
 Non-operating Income & (Expense) 361
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 800
 Cost of Funds 9,596
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,825
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