Sep, 30, 2025 — OZARK FEDERAL CREDIT UNION is a federal credit union headquartered in POPLAR BLUFF, MO with 8 branch locations and about $136.41 million in total assets. Opened 74 years ago in 1952, OZARK FEDERAL CREDIT UNION has about 19,585 members and employs 56 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OZARK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2438 Katy LN POPLAR BLUFF, MO 63901-2304 |
| Phone: | (573) 686-7221 |
| Fax: | (573) 686-1949 |
| Website: | https://www.ozarkfcu.com |
| Branches: | 8 branch locations |
| Members: | 19,585 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7641 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $136,414,737 |
| CEO/Manager: | Chad H Wolfram |
| Chairperson: | Edwin L Ervin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,630,816 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 33,094,697 |
| Unsecured Loans | 4,076,128 |
| Other Loans | 65,777,660 |
| TOTAL LOANS | 102,948,485 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -531,402 |
| Land And Building | 3,673,876 |
| Other Fixed Assets | 281,292 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,109,885 |
| All Other Assets | 0 |
| TOTAL ASSETS | 136,414,737 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 113,027 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,387,259 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,972,918 |
| Regular shares | 59,462,024 |
| All Other Shares & Deposits | 30,552,105 |
| TOTAL SHARES & DEPOSITS | 119,987,046 |
| TOTAL LIABILITIES | 121,487,332 |
| Regular Reserve | 0 |
| Other Reserves | 4,526,036 |
| Undivided Earnings | 10,401,369 |
| TOTAL EQUITY | 14,927,405 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 136,414,737 |
| INCOME & EXPENSE | |
| Loan Income | 5,031,688 |
| Investment Income | 695,170 |
| Other Income | 1,024,851 |
| Total Employee Compensation & Benefits | 2,600,389 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,300,613 |
| Non-operating Income & (Expense) | 49,495 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 341,425 |
| Cost of Funds | 946,610 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,394,484 |
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