Sep, 30, 2025 — CHENEY FEDERAL CREDIT UNION is a federal credit union headquartered in CHENEY, WA with 2 branch locations and about $142.06 million in total assets. Opened 75 years ago in 1951, CHENEY FEDERAL CREDIT UNION has about 6,428 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHENEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 1ST ST CHENEY, WA 99004-1603 |
| Phone: | (509) 235-6533 |
| Fax: | (509) 235-6544 |
| Website: | https://www.cheneyfcu.com |
| Branches: | 2 branch locations |
| Members: | 6,428 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7101 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $142,064,413 |
| CEO/Manager: | Andrew Crosby |
| Chairperson: | Leslie Mowatt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,887,949 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 41,846,951 |
| Unsecured Loans | 5,116,447 |
| Other Loans | 29,366,012 |
| TOTAL LOANS | 76,329,409 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -136,803 |
| Land And Building | 1,939,193 |
| Other Fixed Assets | 60,511 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,212,097 |
| All Other Assets | 18,069 |
| TOTAL ASSETS | 142,064,413 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 320,120 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 607,126 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,744,534 |
| Regular shares | 28,863,029 |
| All Other Shares & Deposits | 72,506,362 |
| TOTAL SHARES & DEPOSITS | 127,113,924 |
| TOTAL LIABILITIES | 128,041,170 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 14,023,243 |
| TOTAL EQUITY | 14,023,243 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 142,064,413 |
| INCOME & EXPENSE | |
| Loan Income | 2,724,703 |
| Investment Income | 1,130,932 |
| Other Income | 448,450 |
| Total Employee Compensation & Benefits | 1,201,205 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,197,384 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 227,500 |
| Cost of Funds | 1,246,637 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 613,664 |
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