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SPOKANE MEDIA FEDERAL CREDIT UNION

Dec, 31, 2020 — SPOKANE MEDIA FEDERAL CREDIT UNION is a federal credit union headquartered in Spokane, WA with 1 branch location and about $13.53 million in total assets. Opened 83 years ago in 1938, SPOKANE MEDIA FEDERAL CREDIT UNION has about 1,158 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SPOKANE MEDIA FEDERAL CREDIT UNION
Address:
(Main Office)
6103 N Astor St
Spokane, WA 99208-8102
Phone:(509) 777-8962
Fax:(509) 456-4697
Website:http://smfcu.org
Branches:1 branch locations
Members:1,158
Credit Union Type:Federal Credit Union
Charter Number:24451
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1938
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,526,688
CEO/Manager:Debie J Keesee
Chairperson:Brad Banta

Call Report

  • Credit Builder
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Refund Anticipation Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,524,308
TOTAL INVESTMENTS 3,522,782
Loans Held for Sale 0
 
 Real Estate Loans 2,031,519
 Unsecured Loans 677,413
 Other Loans 4,982,984
 TOTAL LOANS 7,691,916
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -81,427
 Land And Building 648,922
 Other Fixed Assets 359
 NCUSIF Deposit 99,631
 All Other Assets 120,197
  TOTAL ASSETS 13,526,688
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 58,964
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,467,517
 Regular shares 7,501,000
 All Other Shares & Deposits 2,455,016
  TOTAL SHARES & DEPOSITS 12,423,533
  TOTAL LIABILITIES 12,482,497
 Regular Reserve 233,974
 Other Reserves 0
 Undivided Earnings 810,217
  TOTAL EQUITY 1,044,191
  TOTAL LIABILITIES, SHARES, & EQUITY 13,526,688
INCOME & EXPENSE  
 Loan Income 426,333
 Investment Income 27,605
 Other Income 218,865
 Total Employee Compensation & Benefits 243,621
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 278,566
 Non-operating Income & (Expense) -3,129
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 47,500
 Cost of Funds 24,867
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 75,120
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