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National Credit Union Service Organization

RESPONDERS EMERGENCY SERVICES CREDIT UNION

Dec, 31, 2020 — RESPONDERS EMERGENCY SERVICES CREDIT UNION is a federally insured state chartered credit union headquartered in SPOKANE, WA with 1 branch location and about $52.23 million in total assets. Opened 55 years ago in 1966, RESPONDERS EMERGENCY SERVICES CREDIT UNION has about 2,211 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RESPONDERS EMERGENCY SERVICES CREDIT UNION
Address:
(Main Office)
924 W SINTO AVE
SPOKANE, WA 99201-2531
Phone:(509) 327-3244
Fax:(509) 327-2920
Website:http://www.myrescu.org
Branches:1 branch locations
Members:2,211
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68305
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1966
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$52,226,149
CEO/Manager:Joyce Lockard
Chairperson:Ryan Snider

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,604,112
TOTAL INVESTMENTS 4,116,931
Loans Held for Sale 0
 
 Real Estate Loans 19,741,926
 Unsecured Loans 1,798,580
 Other Loans 14,410,132
 TOTAL LOANS 35,950,638
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,538,311
 Land And Building 217,334
 Other Fixed Assets 183,683
 NCUSIF Deposit 445,261
 All Other Assets 1,246,501
  TOTAL ASSETS 52,226,149
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 93,652
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,369,618
 Regular shares 21,189,902
 All Other Shares & Deposits 18,523,205
  TOTAL SHARES & DEPOSITS 47,082,725
  TOTAL LIABILITIES 47,176,377
 Regular Reserve 610,120
 Other Reserves 0
 Undivided Earnings 4,439,652
  TOTAL EQUITY 5,049,772
  TOTAL LIABILITIES, SHARES, & EQUITY 52,226,149
INCOME & EXPENSE  
 Loan Income 1,595,653
 Investment Income 152,675
 Other Income 474,862
 Total Employee Compensation & Benefits 529,127
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 728,272
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,516,242
 Cost of Funds 271,861
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,822,312
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