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National Credit Union Service Organization

SPOKANE CITY CREDIT UNION

Dec, 31, 2020 — SPOKANE CITY CREDIT UNION is a federally insured state chartered credit union headquartered in Spokane, WA with 1 branch location and about $52.98 million in total assets. Opened 87 years ago in 1934, SPOKANE CITY CREDIT UNION has about 4,777 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325182373
Name:SPOKANE CITY CREDIT UNION
Address:
(Main Office)
PO Box 9639
Spokane, WA 99209-6939
Phone:(509) 325-7228
Fax:(509) 325-9818
Website:http://www.sccu.net
Branches:1 branch locations
Members:4,777
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68283
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$52,982,370
CEO/Manager:Eugene P Fitzpatrick
Chairperson:Gene B Jakubczak

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Micro Business Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,475,078
TOTAL INVESTMENTS 150,056
Loans Held for Sale 0
 
 Real Estate Loans 22,949,997
 Unsecured Loans 2,265,191
 Other Loans 16,289,934
 TOTAL LOANS 41,505,122
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -511,565
 Land And Building 1,415,141
 Other Fixed Assets 231,980
 NCUSIF Deposit 407,555
 All Other Assets 309,003
  TOTAL ASSETS 52,982,370
LIABILITIES & CAPITAL:  
 Dividends Payable 981
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 213,043
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,208,609
 Regular shares 27,137,256
 All Other Shares & Deposits 10,809,268
  TOTAL SHARES & DEPOSITS 48,155,133
  TOTAL LIABILITIES 48,369,157
 Regular Reserve 1,028,913
 Other Reserves 0
 Undivided Earnings 3,584,300
  TOTAL EQUITY 4,613,213
  TOTAL LIABILITIES, SHARES, & EQUITY 52,982,370
INCOME & EXPENSE  
 Loan Income 1,929,654
 Investment Income 12,127
 Other Income 520,491
 Total Employee Compensation & Benefits 718,540
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,154,709
 Non-operating Income & (Expense) 114,194
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 247,500
 Cost of Funds 143,168
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 312,549
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