COULEE DAM FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.cdfcu.com for more information.
Sep, 30, 2025 — COULEE DAM FEDERAL CREDIT UNION is a federal credit union headquartered in COULEE DAM, WA with 5 branch locations and about $194.83 million in total assets. Opened 85 years ago in 1941, COULEE DAM FEDERAL CREDIT UNION has about 13,960 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COULEE DAM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. BOX 216 COULEE DAM, WA 99116-0216 |
| Phone: | (509) 633-0830 |
| Fax: | (509) 633-3635 |
| Website: | https://www.cdfcu.com |
| Branches: | 5 branch locations |
| Members: | 13,960 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4686 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $194,826,537 |
| CEO/Manager: | Colleen Manley |
| Chairperson: | Kerry Higgins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,392,020 |
| TOTAL INVESTMENTS | 58,453,033 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,826,872 |
| Unsecured Loans | 7,410,487 |
| Other Loans | 49,583,186 |
| TOTAL LOANS | 76,925,964 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -920,620 |
| Land And Building | 1,892,978 |
| Other Fixed Assets | 358,025 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,670,395 |
| All Other Assets | 53,054,742 |
| TOTAL ASSETS | 194,826,537 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -1,720,108 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 62,985,322 |
| Regular shares | 61,588,538 |
| All Other Shares & Deposits | 62,372,935 |
| TOTAL SHARES & DEPOSITS | 186,946,795 |
| TOTAL LIABILITIES | 185,226,687 |
| Regular Reserve | 1,276,937 |
| Other Reserves | -435,767 |
| Undivided Earnings | 8,758,680 |
| TOTAL EQUITY | 9,599,850 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 194,826,537 |
| INCOME & EXPENSE | |
| Loan Income | 3,228,290 |
| Investment Income | 692,953 |
| Other Income | 1,456,677 |
| Total Employee Compensation & Benefits | 3,650,968 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,479,633 |
| Non-operating Income & (Expense) | 194,221 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -253,878 |
| Cost of Funds | 103,906 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -3,354,247 |
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