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COASTHILLS CREDIT UNION

Sep, 30, 2025 — COASTHILLS CREDIT UNION is a federally insured state chartered credit union headquartered in Santa Maria, CA with 12 branch locations and about $1.77 billion in total assets. Opened 68 years ago in 1958, COASTHILLS CREDIT UNION has about 74,998 members and employs 333 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322270822
Name:COASTHILLS CREDIT UNION
Address:
(Main Office)
P. O. Box 8000
Santa Maria, CA 93456
Phone:(805) 733-7600
Fax:(805) 733-4230
Website:https://www.coasthills.coop
Branches:12 branch locations
Members:74,998
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68653
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$1,768,659,194
CEO/Manager:Paul C Cook
Chairperson:Kristopher ""Kris"" Andrews

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 85,603,078
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 593,028,837
 Unsecured Loans 111,884,420
 Other Loans 559,968,476
 TOTAL LOANS 1,264,881,733
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,535,854
 Land And Building 36,927,505
 Other Fixed Assets 10,718,509
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 13,236,835
 All Other Assets 799,744
  TOTAL ASSETS 1,768,659,194
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 134,512,551
 Accounts Payable & Other Liabilities 15,987,253
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 468,285,776
 Regular shares 394,663,871
 All Other Shares & Deposits 629,166,941
  TOTAL SHARES & DEPOSITS 1,492,116,588
  TOTAL LIABILITIES 1,642,616,392
 Regular Reserve 0
 Other Reserves -7,256,590
 Undivided Earnings 133,299,392
  TOTAL EQUITY 126,042,802
  TOTAL LIABILITIES, SHARES, & EQUITY 1,768,659,194
INCOME & EXPENSE  
 Loan Income 39,345,023
 Investment Income 3,708,438
 Other Income 4,595,808
 Total Employee Compensation & Benefits 24,736,380
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 17,165,685
 Non-operating Income & (Expense) -186,989
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,279,162
 Cost of Funds 5,091,888
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 5,627,655
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