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BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2020 — BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BAKERSFIELD, CA with 1 branch location and about $35.04 million in total assets. Opened 85 years ago in 1936, BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION has about 2,501 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
2817 16TH ST
BAKERSFIELD, CA 93301-3210
Phone:(661) 861-6151
Fax:(661) 323-8709
Website:http://www.bakcityefcu.org
Branches:1 branch locations
Members:2,501
Credit Union Type:Federal Credit Union
Charter Number:1339
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$35,037,111
CEO/Manager:Gloria Scales
Chairperson:Tim Taylor

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,195,145
TOTAL INVESTMENTS 12,322,474
Loans Held for Sale 0
 
 Real Estate Loans 5,783,295
 Unsecured Loans 931,303
 Other Loans 7,868,384
 TOTAL LOANS 14,582,982
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -79,227
 Land And Building 485,532
 Other Fixed Assets 47,697
 NCUSIF Deposit 265,432
 All Other Assets 217,076
  TOTAL ASSETS 35,037,111
LIABILITIES & CAPITAL:  
 Dividends Payable 12,204
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 22,860
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,000,151
 Regular shares 17,993,610
 All Other Shares & Deposits 9,941,767
  TOTAL SHARES & DEPOSITS 31,935,528
  TOTAL LIABILITIES 31,970,592
 Regular Reserve 395,038
 Other Reserves 393,736
 Undivided Earnings 2,277,745
  TOTAL EQUITY 3,066,519
  TOTAL LIABILITIES, SHARES, & EQUITY 35,037,111
INCOME & EXPENSE  
 Loan Income 706,295
 Investment Income 231,765
 Other Income 199,151
 Total Employee Compensation & Benefits 515,485
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 507,390
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,500
 Cost of Funds 91,142
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 12,694
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