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STRATA FEDERAL CREDIT UNION

Jun, 30, 2021 — STRATA FEDERAL CREDIT UNION is a federal credit union headquartered in BAKERSFIELD, CA with 3 branch locations and about $321.99 million in total assets. Opened 72 years ago in 1949, STRATA FEDERAL CREDIT UNION has about 21,422 members and employs 61 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322273706
Name:STRATA FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 1667
BAKERSFIELD, CA 93302
Phone:(661) 327-9461
Fax:(661) 327-2646
Website:http://www.stratacu.org
Branches:3 branch locations
Members:21,422
Credit Union Type:Federal Credit Union
Charter Number:6032
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1949
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$321,987,450
CEO/Manager:Brandon Ivie
Chairperson:Glenn Basconcillo

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,426,437
TOTAL INVESTMENTS 98,719,896
Loans Held for Sale 0
 
 Real Estate Loans 62,750,478
 Unsecured Loans 14,904,057
 Other Loans 98,962,638
 TOTAL LOANS 176,617,173
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,038,901
 Land And Building 4,077,041
 Other Fixed Assets 854,415
 NCUSIF Deposit 2,630,780
 All Other Assets 23,700,609
  TOTAL ASSETS 321,987,450
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,212,333
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 60,743,627
 Regular shares 151,881,865
 All Other Shares & Deposits 67,847,606
  TOTAL SHARES & DEPOSITS 280,473,098
  TOTAL LIABILITIES 283,685,431
 Regular Reserve 5,040,403
 Other Reserves 0
 Undivided Earnings 33,261,616
  TOTAL EQUITY 38,302,019
  TOTAL LIABILITIES, SHARES, & EQUITY 321,987,450
INCOME & EXPENSE  
 Loan Income 4,385,837
 Investment Income 355,240
 Other Income 511,234
 Total Employee Compensation & Benefits 2,133,275
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,815,790
 Non-operating Income & (Expense) 89,207
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 229,079
 Cost of Funds 258,610
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 982,911
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