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TULARE COUNTY FEDERAL CREDIT UNION

Sep, 30, 2025 — TULARE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in TULARE, CA with 4 branch locations and about $147.13 million in total assets. Opened 87 years ago in 1939, TULARE COUNTY FEDERAL CREDIT UNION has about 10,956 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321178158
Name:TULARE COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
300 N K St
TULARE, CA 93274-4008
Phone:(559) 686-1791
Fax:(559) 686-1116
Website:https://www.tularefcu.org
Branches:4 branch locations
Members:10,956
Credit Union Type:Federal Credit Union
Charter Number:3218
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1939
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$147,128,430
CEO/Manager:Philip N Clarey
Chairperson:Vivian Hamilton

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,561,473
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 43,497,533
 Unsecured Loans 5,599,267
 Other Loans 56,154,782
 TOTAL LOANS 105,251,583
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -560,927
 Land And Building 1,916,658
 Other Fixed Assets 559,822
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,125,338
 All Other Assets 21,261
  TOTAL ASSETS 147,128,430
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,661,029
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,394,476
 Regular shares 59,150,277
 All Other Shares & Deposits 51,425,505
  TOTAL SHARES & DEPOSITS 135,970,258
  TOTAL LIABILITIES 137,631,287
 Regular Reserve 0
 Other Reserves 687,622
 Undivided Earnings 8,809,521
  TOTAL EQUITY 9,497,143
  TOTAL LIABILITIES, SHARES, & EQUITY 147,128,430
INCOME & EXPENSE  
 Loan Income 4,159,080
 Investment Income 680,600
 Other Income 520,840
 Total Employee Compensation & Benefits 2,339,019
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,144,593
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 294,860
 Cost of Funds 983,780
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 218,686
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