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FIRST CALIFORNIA FEDERAL CREDIT UNION

Dec, 31, 2020 — FIRST CALIFORNIA FEDERAL CREDIT UNION is a federal credit union headquartered in FRESNO, CA with 1 branch location and about $105.87 million in total assets. Opened 39 years ago in 1982, FIRST CALIFORNIA FEDERAL CREDIT UNION has about 9,672 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST CALIFORNIA FEDERAL CREDIT UNION
Address:
(Main Office)
2525 E SHIELDS AVE
FRESNO, CA 93726
Phone:(559) 226-8282
Fax:
Website:http://www.firstcalfcu.org
Branches:1 branch locations
Members:9,672
Credit Union Type:Federal Credit Union
Charter Number:23964
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1982
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$105,867,055
CEO/Manager:Dianne Edwards
Chairperson:Jeffrey J Lodge

Call Report

  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 39,195,761
TOTAL INVESTMENTS 21,811,785
Loans Held for Sale 0
 
 Real Estate Loans 13,410,344
 Unsecured Loans 3,593,485
 Other Loans 26,349,065
 TOTAL LOANS 43,352,894
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -617,559
 Land And Building 502,553
 Other Fixed Assets 134,468
 NCUSIF Deposit 849,276
 All Other Assets 637,877
  TOTAL ASSETS 105,867,055
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 302,953
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,782,962
 Regular shares 59,788,732
 All Other Shares & Deposits 19,585,700
  TOTAL SHARES & DEPOSITS 97,157,394
  TOTAL LIABILITIES 97,460,347
 Regular Reserve 1,425,551
 Other Reserves 310
 Undivided Earnings 6,980,847
  TOTAL EQUITY 8,406,708
  TOTAL LIABILITIES, SHARES, & EQUITY 105,867,055
INCOME & EXPENSE  
 Loan Income 2,361,965
 Investment Income 432,464
 Other Income 806,786
 Total Employee Compensation & Benefits 1,235,159
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,627,790
 Non-operating Income & (Expense) -3,004
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 775,000
 Cost of Funds 393,184
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -432,922
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