Sep, 30, 2025 — GREATER VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in FRESNO, CA with 1 branch location and about $33.84 million in total assets. Opened 87 years ago in 1939, GREATER VALLEY CREDIT UNION has about 2,097 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1185 W Hedges Ave FRESNO, CA 93728-1219 |
| Phone: | (559) 233-0867 |
| Fax: | (559) 233-0240 |
| Website: | https://www.greatervalleycu.org |
| Branches: | 1 branch locations |
| Members: | 2,097 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64660 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,835,015 |
| CEO/Manager: | Joey Yamuni |
| Chairperson: | Joel Aguilar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,586,171 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,810,314 |
| Unsecured Loans | 499,422 |
| Other Loans | 9,009,817 |
| TOTAL LOANS | 12,319,554 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,919 |
| Land And Building | 67,433 |
| Other Fixed Assets | 83,903 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 272,645 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,835,015 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 27,077 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 179,748 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,482,437 |
| Regular shares | 12,118,695 |
| All Other Shares & Deposits | 13,239,931 |
| TOTAL SHARES & DEPOSITS | 28,841,064 |
| TOTAL LIABILITIES | 29,048,628 |
| Regular Reserve | 0 |
| Other Reserves | 589,381 |
| Undivided Earnings | 4,197,006 |
| TOTAL EQUITY | 4,786,387 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,835,015 |
| INCOME & EXPENSE | |
| Loan Income | 454,332 |
| Investment Income | 497,416 |
| Other Income | 4,425 |
| Total Employee Compensation & Benefits | 335,007 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 191,059 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,365 |
| Cost of Funds | 257,857 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 172,008 |
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