Dec, 31, 2023 — GREATER VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in FRESNO, CA with 1 branch location and about $33.66 million in total assets. Opened 85 years ago in 1939, GREATER VALLEY CREDIT UNION has about 2,070 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1185 W Hedges Ave FRESNO, CA 93728-1219 |
| Phone: | (559) 233-0867 |
| Fax: | (559) 233-0240 |
| Website: | https://greatervalleycu.org |
| Branches: | 1 branch locations |
| Members: | 2,070 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64660 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,663,357 |
| CEO/Manager: | Joey Yamuni |
| Chairperson: | Sergio Venegas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,136,160 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,408,580 |
| Unsecured Loans | 494,632 |
| Other Loans | 9,166,228 |
| TOTAL LOANS | 12,069,440 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -49,239 |
| Land And Building | 69,264 |
| Other Fixed Assets | 16,787 |
| NCUSIF Deposit | 322,603 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,663,357 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 25,251 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 88,720 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,093,524 |
| Regular shares | 12,192,615 |
| All Other Shares & Deposits | 13,745,907 |
| TOTAL SHARES & DEPOSITS | 29,032,046 |
| TOTAL LIABILITIES | 29,147,035 |
| Regular Reserve | 0 |
| Other Reserves | 589,283 |
| Undivided Earnings | 3,927,039 |
| TOTAL EQUITY | 4,516,322 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,663,357 |
| INCOME & EXPENSE | |
| Loan Income | 459,132 |
| Investment Income | 484,147 |
| Other Income | 5,103 |
| Total Employee Compensation & Benefits | 480,894 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 206,888 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -845 |
| Cost of Funds | 255,443 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,143 |
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