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EDWARDS FEDERAL CREDIT UNION

Mar, 31, 2021 — EDWARDS FEDERAL CREDIT UNION is a federal credit union headquartered in EDWARDS, CA with 2 branch locations and about $242.07 million in total assets. Opened 59 years ago in 1962, EDWARDS FEDERAL CREDIT UNION has about 11,823 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322270770
Name:EDWARDS FEDERAL CREDIT UNION
Address:
(Main Office)
10 S MUROC DR
EDWARDS, CA 93524-8002
Phone:(661) 952-5945
Fax:(661) 258-7244
Website:https://edwardsfcu.org/
Branches:2 branch locations
Members:11,823
Credit Union Type:Federal Credit Union
Charter Number:14830
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$242,065,554
CEO/Manager:Roy E MacKinnon
Chairperson:Ron C Guyadeen

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 26,974,060
TOTAL INVESTMENTS 100,717,704
Loans Held for Sale 0
 
 Real Estate Loans 41,082,582
 Unsecured Loans 5,536,790
 Other Loans 41,106,442
 TOTAL LOANS 95,678,723
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -337,287
 Land And Building 9,981,140
 Other Fixed Assets 974,832
 NCUSIF Deposit 1,927,197
 All Other Assets 6,149,185
  TOTAL ASSETS 242,065,554
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,730,130
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 54,536,066
 Regular shares 138,217,481
 All Other Shares & Deposits 31,640,404
  TOTAL SHARES & DEPOSITS 224,393,951
  TOTAL LIABILITIES 226,124,081
 Regular Reserve 3,044,892
 Other Reserves 0
 Undivided Earnings 12,896,581
  TOTAL EQUITY 15,941,473
  TOTAL LIABILITIES, SHARES, & EQUITY 242,065,554
INCOME & EXPENSE  
 Loan Income 1,096,656
 Investment Income 241,857
 Other Income 243,573
 Total Employee Compensation & Benefits 908,166
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,080,563
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,000
 Cost of Funds 72,583
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -169,017
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