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National Credit Union Service Organization

BARSTOW COMMUNITY CREDIT UNION

Jun, 30, 2023 — BARSTOW COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in BARSTOW, CA with 1 branch location and about $6.37 million in total assets. Opened 70 years ago in 1954, BARSTOW COMMUNITY CREDIT UNION has about 1,284 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BARSTOW COMMUNITY CREDIT UNION
Address:
(Main Office)
305 E Main St
BARSTOW, CA 92311
Phone:(760) 256-2591
Fax:(760) 256-2504
Website:https://www.barstowccu.com
Branches:1 branch locations
Members:1,284
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64578
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,372,266
CEO/Manager:Yvonne Dingman
Chairperson:Thomas L James

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,839,054
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 941,906
 Other Loans 832,401
 TOTAL LOANS 1,774,307
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,793
 Land And Building 211,445
 Other Fixed Assets 233,748
 NCUSIF Deposit 66,993
 All Other Assets 46,600
  TOTAL ASSETS 6,372,266
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,106
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 46,292
 Regular shares 4,817,653
 All Other Shares & Deposits 1,243,185
  TOTAL SHARES & DEPOSITS 6,107,130
  TOTAL LIABILITIES 6,109,236
 Regular Reserve 0
 Other Reserves 446,057
 Undivided Earnings -183,027
  TOTAL EQUITY 263,030
  TOTAL LIABILITIES, SHARES, & EQUITY 6,372,266
INCOME & EXPENSE  
 Loan Income 116,066
 Investment Income 6,274
 Other Income 28,685
 Total Employee Compensation & Benefits 94,084
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 138,877
 Non-operating Income & (Expense) 4,600
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 44,000
 Cost of Funds 22,890
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -144,226
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