Credit Unions Near Me
National Credit Union Service Organization

ESPEECO FEDERAL CREDIT UNION

Mar, 31, 2022 — ESPEECO FEDERAL CREDIT UNION is a federal credit union headquartered in BAKERSFIELD, CA with 1 branch location and about $12.42 million in total assets. Opened 68 years ago in 1954, ESPEECO FEDERAL CREDIT UNION has about 1,160 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322273667
Name:ESPEECO FEDERAL CREDIT UNION
Address:
(Main Office)
2801 H St
BAKERSFIELD, CA 93301-1913
Phone:(661) 327-5548
Fax:(661) 327-9791
Website:http://www.espeeco.org
Branches:1 branch locations
Members:1,160
Credit Union Type:Federal Credit Union
Charter Number:9590
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1954
Last Audited:Aug 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$12,420,123
CEO/Manager:MANDY L PHIPPEN
Chairperson:JUDE HUPP

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,210,643
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 638,616
 Unsecured Loans 463,397
 Other Loans 3,356,385
 TOTAL LOANS 4,458,398
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -142,374
 Land And Building 654,283
 Other Fixed Assets 16,429
 NCUSIF Deposit 102,499
 All Other Assets 0
  TOTAL ASSETS 12,420,123
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -45,285
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,781,072
 Regular shares 9,468,263
 All Other Shares & Deposits 534,635
  TOTAL SHARES & DEPOSITS 11,783,970
  TOTAL LIABILITIES 11,738,685
 Regular Reserve 0
 Other Reserves 330,100
 Undivided Earnings 351,338
  TOTAL EQUITY 681,438
  TOTAL LIABILITIES, SHARES, & EQUITY 12,420,123
INCOME & EXPENSE  
 Loan Income 62,027
 Investment Income 5,978
 Other Income 16,530
 Total Employee Compensation & Benefits 38,909
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 68,508
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 100,000
 Cost of Funds 3,937
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -125,334
↑ Back to Top

Other Credit Unions

MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION
9350 OAK CREEK RD
MOJAVE, CA 93501-7738
VALLEY AGRICULTURAL FEDERAL CREDIT UNION
1141 CUMMINGS RD
SANTA PAULA, CA 93060
SUNKIST EMPLOYEES FEDERAL CREDIT UNION
27770 Entertainment Dr
VALENCIA, CA 91355-1092
BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
2817 16th St
BAKERSFIELD, CA 93301-3210
STRATA FEDERAL CREDIT UNION
1717 Truxtun Ave
BAKERSFIELD, CA 93301-5102
TULARE COUNTY FEDERAL CREDIT UNION
300 N K St
TULARE, CA 93274-4008
TUCOEMAS FEDERAL CREDIT UNION
PO BOX 5011
VISALIA, CA 93278
EDWARDS FEDERAL CREDIT UNION
10 S Muroc Dr
EDWARDS, CA 93524-8002
KINGS FEDERAL CREDIT UNION
1415 W Lacey Blvd
HANFORD, CA 93230