Credit Unions Near Me
National Credit Union Service Organization

SESLOC FEDERAL CREDIT UNION

Dec, 31, 2023 — SESLOC FEDERAL CREDIT UNION is a federal credit union headquartered in SAN LUIS OBISPO, CA with 6 branch locations and about $1.19 billion in total assets. Opened 82 years ago in 1942, SESLOC FEDERAL CREDIT UNION has about 58,124 members and employs 183 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322282713
Name:SESLOC FEDERAL CREDIT UNION
Address:
(Main Office)
3855 Broad St
SAN LUIS OBISPO, CA 93401
Phone:(805) 543-1816
Fax:(805) 546-9622
Website:https://www.sesloc.org
Branches:6 branch locations
Members:58,124
Credit Union Type:Federal Credit Union
Charter Number:4980
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1942
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$1,192,695,320
CEO/Manager:Gerianne L La Chance
Chairperson:Tom Lebens

Call Report

  • First Time Homebuyer Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 55,589,031
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 619,658,558
 Unsecured Loans 41,634,443
 Other Loans 205,234,209
 TOTAL LOANS 866,527,210
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,722,000
 Land And Building 13,676,267
 Other Fixed Assets 8,751,581
 NCUSIF Deposit 9,652,175
 All Other Assets 353,936
  TOTAL ASSETS 1,192,695,320
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 60,000,000
 Accounts Payable & Other Liabilities 19,622,294
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 233,051,490
 Regular shares 535,965,244
 All Other Shares & Deposits 252,944,937
  TOTAL SHARES & DEPOSITS 1,021,961,671
  TOTAL LIABILITIES 1,101,583,965
 Regular Reserve 0
 Other Reserves -11,145,690
 Undivided Earnings 102,257,045
  TOTAL EQUITY 91,111,355
  TOTAL LIABILITIES, SHARES, & EQUITY 1,192,695,320
INCOME & EXPENSE  
 Loan Income 40,531,148
 Investment Income 6,093,797
 Other Income 3,173,091
 Total Employee Compensation & Benefits 21,163,666
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 18,087,575
 Non-operating Income & (Expense) 123,244
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,329,812
 Cost of Funds 8,518,730
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,938,162
↑ Back to Top

Other Credit Unions

SANTA MARIA ASSOCIATED EMPLOYEES FEDERAL CREDIT UNION
314 W Cook St Rm 1
SANTA MARIA, CA 93458-5557
SLO CREDIT UNION
1220 Osos St
SAN LUIS OBISPO, CA 93401-3620
CORRECTIONS FEDERAL CREDIT UNION
4 miles North of Soledad, Hwy 101
SOLEDAD, CA 93960
BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
2817 16th St
BAKERSFIELD, CA 93301-3210
ESPEECO FEDERAL CREDIT UNION
2801 H St
BAKERSFIELD, CA 93301-1913
SANTA BARBARA COUNTY FEDERAL CREDIT UNION
2623 De La Vina St
SANTA BARBARA, CA 93105-3823
SANTA BARBARA TEACHERS FEDERAL CREDIT UNION
3970 La Colina Rd
SANTA BARBARA, CA 93110-1563
KINGS FEDERAL CREDIT UNION
1415 W Lacey Blvd
HANFORD, CA 93230
TULARE COUNTY FEDERAL CREDIT UNION
300 N K St
TULARE, CA 93274-4008