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SLO CREDIT UNION

Mar, 31, 2022 — SLO CREDIT UNION is a federally insured state chartered credit union headquartered in SAN LUIS OBISPO, CA with 1 branch location and about $38.44 million in total assets. Opened 69 years ago in 1953, SLO CREDIT UNION has about 1,558 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SLO CREDIT UNION
Address:
(Main Office)
1220 Osos St
SAN LUIS OBISPO, CA 93401-3620
Phone:(805) 543-5839
Fax:(805) 543-4300
Website:http://www.slocu.com
Branches:1 branch locations
Members:1,558
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61779
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$38,441,037
CEO/Manager:Donna L Severs
Chairperson:James Gater

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,418,333
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 7,439,828
 Unsecured Loans 1,352,418
 Other Loans 4,740,478
 TOTAL LOANS 13,532,724
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,549
 Land And Building 392,355
 Other Fixed Assets 126,674
 NCUSIF Deposit 304,186
 All Other Assets 0
  TOTAL ASSETS 38,441,037
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 60,726
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,767,074
 Regular shares 22,482,417
 All Other Shares & Deposits 8,651,415
  TOTAL SHARES & DEPOSITS 33,900,906
  TOTAL LIABILITIES 33,961,632
 Regular Reserve 0
 Other Reserves -535,505
 Undivided Earnings 5,014,910
  TOTAL EQUITY 4,479,405
  TOTAL LIABILITIES, SHARES, & EQUITY 38,441,037
INCOME & EXPENSE  
 Loan Income 134,276
 Investment Income 75,681
 Other Income 4,227
 Total Employee Compensation & Benefits 103,041
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 96,289
 Non-operating Income & (Expense) 1,992
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 12,400
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,867
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