Sep, 30, 2025 — NAVY ARMY COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CORPUS CHRISTI, TX with 22 branch locations and about $4.66 billion in total assets. Opened 71 years ago in 1955, NAVY ARMY COMMUNITY CREDIT UNION has about 235,887 members and employs 799 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NAVY ARMY COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2730 Rodd Field Rd CORPUS CHRISTI, TX 78414-3146 |
| Phone: | (361) 986-4500 |
| Fax: | (361) 986-8096 |
| Website: | https://www.rallycu.com |
| Branches: | 22 branch locations |
| Members: | 235,887 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68615 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,663,237,636 |
| CEO/Manager: | Dana Sisk |
| Chairperson: | John Chapman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 469,376,891 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,628,009,749 |
| Unsecured Loans | 111,231,175 |
| Other Loans | 2,341,787,300 |
| TOTAL LOANS | 4,081,981,765 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -78,889,417 |
| Land And Building | 71,438,479 |
| Other Fixed Assets | 7,866,971 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 33,545,853 |
| All Other Assets | 4,833,879 |
| TOTAL ASSETS | 4,663,237,636 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,350,172 |
| Notes & Interest Payable | 105,000,000 |
| Accounts Payable & Other Liabilities | 8,136,686 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 658,090,266 |
| Regular shares | 1,146,785,104 |
| All Other Shares & Deposits | 2,110,541,045 |
| TOTAL SHARES & DEPOSITS | 3,915,416,415 |
| TOTAL LIABILITIES | 4,030,236,341 |
| Regular Reserve | 0 |
| Other Reserves | 6,456,370 |
| Undivided Earnings | 626,544,925 |
| TOTAL EQUITY | 633,001,295 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,663,237,636 |
| INCOME & EXPENSE | |
| Loan Income | 203,790,369 |
| Investment Income | 13,616,089 |
| Other Income | 26,555,158 |
| Total Employee Compensation & Benefits | 49,349,451 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 55,844,258 |
| Non-operating Income & (Expense) | 1,697,971 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,665,335 |
| Cost of Funds | 88,965,593 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 32,661,851 |
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