Dec, 31, 2022 — SAN PATRICIO COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in SINTON, TX with 2 branch locations and about $31.16 million in total assets. Opened 66 years ago in 1957, SAN PATRICIO COUNTY TEACHERS FEDERAL CREDIT UNION has about 3,259 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN PATRICIO COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 501 W Merriman St SINTON, TX 78387-2412 |
| Phone: | (361) 364-3683 |
| Fax: | (361) 364-2132 |
| Website: | https://www.sanpatcu.com |
| Branches: | 2 branch locations |
| Members: | 3,259 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11721 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,157,133 |
| CEO/Manager: | Kimberly Reese |
| Chairperson: | William Skoruppa |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,853,890 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,308,027 |
| Unsecured Loans | 610,579 |
| Other Loans | 16,083,555 |
| TOTAL LOANS | 18,002,161 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -53,755 |
| Land And Building | 1,066,981 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 285,508 |
| All Other Assets | 52,483 |
| TOTAL ASSETS | 31,157,133 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 130,575 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,787,736 |
| Regular shares | 13,611,144 |
| All Other Shares & Deposits | 9,796,442 |
| TOTAL SHARES & DEPOSITS | 27,195,322 |
| TOTAL LIABILITIES | 27,325,897 |
| Regular Reserve | 0 |
| Other Reserves | 183,836 |
| Undivided Earnings | 3,647,400 |
| TOTAL EQUITY | 3,831,236 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,157,133 |
| INCOME & EXPENSE | |
| Loan Income | 574,354 |
| Investment Income | 67,893 |
| Other Income | 75,032 |
| Total Employee Compensation & Benefits | 407,287 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 273,850 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,609 |
| Cost of Funds | 67,032 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 137,487 |
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