Dec, 31, 2022 — NCE CREDIT UNION is a federally insured state chartered credit union headquartered in CORPUS CHRISTI, TX with 1 branch location and about $5.62 million in total assets. Opened 57 years ago in 1966, NCE CREDIT UNION has about 1,452 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 901 Leopard St CORPUS CHRISTI, TX 78401-3606 |
| Phone: | (361) 882-4780 |
| Fax: | (361) 882-5205 |
| Website: | https://www.ncecreditunion.net |
| Branches: | 1 branch locations |
| Members: | 1,452 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67578 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,619,567 |
| CEO/Manager: | Yomeida Delgado |
| Chairperson: | Juan M Escobar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 753,013 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 338,789 |
| Other Loans | 3,146,542 |
| TOTAL LOANS | 3,485,331 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,272 |
| Land And Building | 0 |
| Other Fixed Assets | 2,253 |
| NCUSIF Deposit | 41,087 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,619,567 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,622 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 401,753 |
| Regular shares | 3,924,738 |
| All Other Shares & Deposits | 190,140 |
| TOTAL SHARES & DEPOSITS | 4,516,631 |
| TOTAL LIABILITIES | 4,535,253 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,084,314 |
| TOTAL EQUITY | 1,084,314 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,619,567 |
| INCOME & EXPENSE | |
| Loan Income | 143,855 |
| Investment Income | 12,215 |
| Other Income | 55,057 |
| Total Employee Compensation & Benefits | 142,036 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 79,002 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,540 |
| Cost of Funds | 8,606 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,840 |
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