Mar, 31, 2021 — REFUGIO COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in Refugio, TX with 1 branch location and about $13.08 million in total assets. Opened 63 years ago in 1958, REFUGIO COUNTY FEDERAL CREDIT UNION has about 1,259 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | REFUGIO COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 514 Swift St Refugio, TX 78377-1809 |
| Phone: | (361) 526-2275 |
| Fax: | (361) 526-4500 |
| Website: | http://www.refugiocountyfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,259 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12365 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Sep 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,081,669 |
| CEO/Manager: | Tamara Moehr |
| Chairperson: | Dwight Mutschler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,931,119 |
| TOTAL INVESTMENTS | 3,963,768 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 151,453 |
| Unsecured Loans | 666,763 |
| Other Loans | 4,808,926 |
| TOTAL LOANS | 5,627,142 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -31,048 |
| Land And Building | 293,791 |
| Other Fixed Assets | 128,689 |
| NCUSIF Deposit | 102,678 |
| All Other Assets | 65,530 |
| TOTAL ASSETS | 13,081,669 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 97,382 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 807,510 |
| Regular shares | 10,128,993 |
| All Other Shares & Deposits | 6,253 |
| TOTAL SHARES & DEPOSITS | 10,942,756 |
| TOTAL LIABILITIES | 11,040,138 |
| Regular Reserve | 228,895 |
| Other Reserves | 0 |
| Undivided Earnings | 1,812,636 |
| TOTAL EQUITY | 2,041,531 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,081,669 |
| INCOME & EXPENSE | |
| Loan Income | 92,979 |
| Investment Income | 7,113 |
| Other Income | 8,305 |
| Total Employee Compensation & Benefits | 36,061 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 48,823 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,240 |
| Cost of Funds | 10,261 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,192 |
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