Sep, 30, 2025 — REFUGIO COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in REFUGIO, TX with 1 branch location and about $13.36 million in total assets. Opened 68 years ago in 1958, REFUGIO COUNTY FEDERAL CREDIT UNION has about 1,138 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | REFUGIO COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 514 Swift St REFUGIO, TX 78377-1809 |
| Phone: | (361) 526-2275 |
| Fax: | (361) 526-4500 |
| Website: | https://www.refugiocountyfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,138 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12365 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,358,156 |
| CEO/Manager: | Tamara Moehr |
| Chairperson: | Dwight Mutschler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 753,935 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 437,276 |
| Other Loans | 4,835,374 |
| TOTAL LOANS | 5,272,650 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -41,246 |
| Land And Building | 262,825 |
| Other Fixed Assets | 45,204 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 102,524 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,358,156 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 49,105 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 592,680 |
| Regular shares | 8,513,723 |
| All Other Shares & Deposits | 1,923,871 |
| TOTAL SHARES & DEPOSITS | 11,030,274 |
| TOTAL LIABILITIES | 11,079,379 |
| Regular Reserve | 0 |
| Other Reserves | 228,895 |
| Undivided Earnings | 2,049,882 |
| TOTAL EQUITY | 2,278,777 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,358,156 |
| INCOME & EXPENSE | |
| Loan Income | 263,694 |
| Investment Income | 239,903 |
| Other Income | 32,402 |
| Total Employee Compensation & Benefits | 144,090 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 154,947 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 35,251 |
| Cost of Funds | 192,114 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 19,440 |
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