Dec, 31, 2020 — REFUGIO COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in Refugio, TX with 1 branch location and about $12.76 million in total assets. Opened 63 years ago in 1958, REFUGIO COUNTY FEDERAL CREDIT UNION has about 1,216 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | REFUGIO COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 514 Swift St Refugio, TX 78377-1809 |
| Phone: | (361) 526-2275 |
| Fax: | (361) 526-4500 |
| Website: | http://www.refugiocountyfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,216 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12365 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Sep 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,764,139 |
| CEO/Manager: | Tamara Moehr |
| Chairperson: | Dwight Mutschler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,578,498 |
| TOTAL INVESTMENTS | 3,715,768 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 152,482 |
| Unsecured Loans | 754,488 |
| Other Loans | 4,921,398 |
| TOTAL LOANS | 5,828,368 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,191 |
| Land And Building | 415,623 |
| Other Fixed Assets | 16,400 |
| NCUSIF Deposit | 102,678 |
| All Other Assets | 133,995 |
| TOTAL ASSETS | 12,764,139 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 198,632 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 582,157 |
| Regular shares | 9,940,867 |
| All Other Shares & Deposits | 7,145 |
| TOTAL SHARES & DEPOSITS | 10,530,169 |
| TOTAL LIABILITIES | 10,728,801 |
| Regular Reserve | 228,895 |
| Other Reserves | 0 |
| Undivided Earnings | 1,806,443 |
| TOTAL EQUITY | 2,035,338 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,764,139 |
| INCOME & EXPENSE | |
| Loan Income | 375,638 |
| Investment Income | 67,511 |
| Other Income | 89,495 |
| Total Employee Compensation & Benefits | 141,280 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 206,900 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 41,406 |
| Cost of Funds | 53,839 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 89,219 |
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