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VICTORIA FEDERAL CREDIT UNION

Mar, 31, 2021 — VICTORIA FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $11.21 million in total assets. Opened 81 years ago in 1940, VICTORIA FEDERAL CREDIT UNION has about 1,319 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313189760
Name:VICTORIA FEDERAL CREDIT UNION
Address:
(Main Office)
701 SAM HOUSTON DR.
VICTORIA, TX 77901-4522
Phone:(361) 578-2965
Fax:(361) 572-3401
Website:http://victoriafcu.com
Branches:1 branch locations
Members:1,319
Credit Union Type:Federal Credit Union
Charter Number:3736
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1940
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$11,205,185
CEO/Manager:Jennifer Ruiz
Chairperson:David Solis

Call Report

  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,475,860
TOTAL INVESTMENTS 3,196,132
Loans Held for Sale 0
 
 Real Estate Loans 367,281
 Unsecured Loans 758,082
 Other Loans 4,073,053
 TOTAL LOANS 5,198,416
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -13,516
 Land And Building 118,013
 Other Fixed Assets 47,647
 NCUSIF Deposit 87,713
 All Other Assets 94,920
  TOTAL ASSETS 11,205,185
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 275,831
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,511,356
 Regular shares 4,526,227
 All Other Shares & Deposits 3,564,468
  TOTAL SHARES & DEPOSITS 9,602,051
  TOTAL LIABILITIES 9,877,882
 Regular Reserve 358,990
 Other Reserves 26,454
 Undivided Earnings 941,859
  TOTAL EQUITY 1,327,303
  TOTAL LIABILITIES, SHARES, & EQUITY 11,205,185
INCOME & EXPENSE  
 Loan Income 82,825
 Investment Income 11,853
 Other Income 10,920
 Total Employee Compensation & Benefits 45,736
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 61,632
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -16,014
 Cost of Funds 7,702
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,737
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