Credit Unions Near Me
National Credit Union Service Organization

VICTORIA FEDERAL CREDIT UNION

Jun, 30, 2023 — VICTORIA FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $9.41 million in total assets. Opened 84 years ago in 1940, VICTORIA FEDERAL CREDIT UNION has about 1,225 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313189760
Name:VICTORIA FEDERAL CREDIT UNION
Address:
(Main Office)
701 Sam Houston Dr
VICTORIA, TX 77901-4522
Phone:(361) 578-2965
Fax:(361) 572-3401
Website:https://victoriafcu.org
Branches:1 branch locations
Members:1,225
Credit Union Type:Federal Credit Union
Charter Number:3736
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1940
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$9,413,353
CEO/Manager:Jennifer Ruiz
Chairperson:David Solis

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 986,235
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 137,998
 Unsecured Loans 696,666
 Other Loans 3,830,559
 TOTAL LOANS 4,665,223
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -369
 Land And Building 108,091
 Other Fixed Assets 49,970
 NCUSIF Deposit 85,947
 All Other Assets 0
  TOTAL ASSETS 9,413,353
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 70,741
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,351,396
 Regular shares 4,361,482
 All Other Shares & Deposits 2,366,952
  TOTAL SHARES & DEPOSITS 8,079,830
  TOTAL LIABILITIES 8,150,571
 Regular Reserve 0
 Other Reserves 25,848
 Undivided Earnings 1,236,934
  TOTAL EQUITY 1,262,782
  TOTAL LIABILITIES, SHARES, & EQUITY 9,413,353
INCOME & EXPENSE  
 Loan Income 206,847
 Investment Income 28,961
 Other Income 24,088
 Total Employee Compensation & Benefits 141,049
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 227,067
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -1,949
 Cost of Funds 20,294
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -73,804
↑ Back to Top

Other Credit Unions

VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION
205 N Bridge St Ste 111
VICTORIA, TX 77901
S.T.E.C. FEDERAL CREDIT UNION
2849 FM 447
NURSERY, TX 77976
JACKSON COUNTY FEDERAL CREDIT UNION
309 N Allen St
EDNA, TX 77957
COASTAL TEACHERS FEDERAL CREDIT UNION
426 W MAIN ST
PORT LAVACA, TX 77979
LEHRER INTERESTS CREDIT UNION
PO Box 428
GARWOOD, TX 77442
B. P. S. FEDERAL CREDIT UNION
906 W Corpus Christi St
BEEVILLE, TX 78102-5510
VICTORIA TEACHERS FEDERAL CREDIT UNION
2207 Wildwood St
VICTORIA, TX 77901-7363
COASTAL BEND P O FEDERAL CREDIT UNION
312 S Main St Ste 221
VICTORIA, TX 77901
JACKSON COUNTY TEACHERS FEDERAL CREDIT UNION
309 N Allen St
EDNA, TX 77957
REFUGIO COUNTY FEDERAL CREDIT UNION
514 Swift St
REFUGIO, TX 78377-1809

— The information found on this website is provided “AS IS”. We do not verify or guarantee its accuracy or validity. Please contact the credit union directly for any specific questions you may have regarding services and/or features. Visit NCUA.gov or MyCreditUnion.gov for more information regarding credit unions.