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National Credit Union Service Organization

VICTORIA FEDERAL CREDIT UNION

Jun, 30, 2021 — VICTORIA FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $10.68 million in total assets. Opened 81 years ago in 1940, VICTORIA FEDERAL CREDIT UNION has about 1,288 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313189760
Name:VICTORIA FEDERAL CREDIT UNION
Address:
(Main Office)
701 SAM HOUSTON DR.
VICTORIA, TX 77901-4522
Phone:(361) 578-2965
Fax:(361) 572-3401
Website:http://victoriafcu.org
Branches:1 branch locations
Members:1,288
Credit Union Type:Federal Credit Union
Charter Number:3736
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1940
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$10,678,009
CEO/Manager:Jennifer Ruiz
Chairperson:David Solis

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,471,485
TOTAL INVESTMENTS 3,096,132
Loans Held for Sale 0
 
 Real Estate Loans 232,381
 Unsecured Loans 701,740
 Other Loans 3,835,549
 TOTAL LOANS 4,769,670
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -6,670
 Land And Building 116,357
 Other Fixed Assets 46,601
 NCUSIF Deposit 89,604
 All Other Assets 94,830
  TOTAL ASSETS 10,678,009
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 174,154
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,379,812
 Regular shares 4,265,798
 All Other Shares & Deposits 3,494,377
  TOTAL SHARES & DEPOSITS 9,139,987
  TOTAL LIABILITIES 9,314,141
 Regular Reserve 358,990
 Other Reserves 25,659
 Undivided Earnings 979,219
  TOTAL EQUITY 1,363,868
  TOTAL LIABILITIES, SHARES, & EQUITY 10,678,009
INCOME & EXPENSE  
 Loan Income 158,804
 Investment Income 22,118
 Other Income 23,138
 Total Employee Compensation & Benefits 87,943
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 124,733
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -22,268
 Cost of Funds 15,297
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 66,301
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