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VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Victoria, TX with 1 branch location and about $7.90 million in total assets. Opened 61 years ago in 1960, VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,046 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
205 N Bridge St Ste 111
Victoria, TX 77901
Phone:(361) 578-9888
Fax:(361) 578-1438
Website:http://vccefcu.org
Branches:1 branch locations
Members:1,046
Credit Union Type:Federal Credit Union
Charter Number:13672
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:May 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,896,084
CEO/Manager:Paul Withey
Chairperson:Brandy Jones

Call Report

  • Credit Builder
  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,418,469
TOTAL INVESTMENTS 1,397,998
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 430,135
 Other Loans 4,564,002
 TOTAL LOANS 4,994,137
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,788
 Land And Building 0
 Other Fixed Assets 868
 NCUSIF Deposit 68,957
 All Other Assets 50,443
  TOTAL ASSETS 7,896,084
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 17,852
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 438,636
 Regular shares 5,061,160
 All Other Shares & Deposits 1,458,822
  TOTAL SHARES & DEPOSITS 6,958,618
  TOTAL LIABILITIES 6,976,470
 Regular Reserve 124,857
 Other Reserves 34,498
 Undivided Earnings 760,259
  TOTAL EQUITY 919,614
  TOTAL LIABILITIES, SHARES, & EQUITY 7,896,084
INCOME & EXPENSE  
 Loan Income 67,823
 Investment Income 676
 Other Income 4,453
 Total Employee Compensation & Benefits 26,300
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 46,260
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 4,098
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,960
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