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VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2021 — VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Victoria, TX with 1 branch location and about $7.87 million in total assets. Opened 61 years ago in 1960, VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,049 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
205 N Bridge St Ste 111
Victoria, TX 77901
Phone:(361) 578-9888
Fax:(361) 578-1438
Website:http://vccefcu.org
Branches:1 branch locations
Members:1,049
Credit Union Type:Federal Credit Union
Charter Number:13672
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$7,865,740
CEO/Manager:Paul Withey
Chairperson:Brandy Pavlock

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,175,360
TOTAL INVESTMENTS 1,903,998
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 396,655
 Other Loans 4,310,815
 TOTAL LOANS 4,707,470
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,788
 Land And Building 0
 Other Fixed Assets 327
 NCUSIF Deposit 66,899
 All Other Assets 46,474
  TOTAL ASSETS 7,865,740
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 17,117
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 417,834
 Regular shares 5,029,180
 All Other Shares & Deposits 1,472,201
  TOTAL SHARES & DEPOSITS 6,919,215
  TOTAL LIABILITIES 6,936,332
 Regular Reserve 124,857
 Other Reserves 31,392
 Undivided Earnings 773,159
  TOTAL EQUITY 929,408
  TOTAL LIABILITIES, SHARES, & EQUITY 7,865,740
INCOME & EXPENSE  
 Loan Income 132,006
 Investment Income 1,398
 Other Income 10,319
 Total Employee Compensation & Benefits 54,724
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 93,683
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 7,482
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,754
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