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VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2023 — VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $8.23 million in total assets. Opened 64 years ago in 1960, VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,031 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
205 N Bridge St Ste 111
VICTORIA, TX 77901
Phone:(361) 578-9888
Fax:(361) 578-1438
Website:https://vccefcu.org
Branches:1 branch locations
Members:1,031
Credit Union Type:Federal Credit Union
Charter Number:13672
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:May 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$8,228,791
CEO/Manager:Paul Withey
Chairperson:Brandy Pavlock

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,177,317
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 364,984
 Other Loans 3,373,976
 TOTAL LOANS 3,738,960
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -21,171
 Land And Building 0
 Other Fixed Assets 237
 NCUSIF Deposit 69,935
 All Other Assets 0
  TOTAL ASSETS 8,228,791
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 19,562
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 481,303
 Regular shares 5,335,532
 All Other Shares & Deposits 1,470,734
  TOTAL SHARES & DEPOSITS 7,287,569
  TOTAL LIABILITIES 7,307,131
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 921,660
  TOTAL EQUITY 921,660
  TOTAL LIABILITIES, SHARES, & EQUITY 8,228,791
INCOME & EXPENSE  
 Loan Income 155,044
 Investment Income 18,249
 Other Income 16,369
 Total Employee Compensation & Benefits 78,516
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 147,282
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -6,500
 Cost of Funds 5,390
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -15,326
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