Jun, 30, 2021 — VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Victoria, TX with 1 branch location and about $7.87 million in total assets. Opened 61 years ago in 1960, VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,049 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 205 N Bridge St Ste 111 Victoria, TX 77901 |
| Phone: | (361) 578-9888 |
| Fax: | (361) 578-1438 |
| Website: | http://vccefcu.org |
| Branches: | 1 branch locations |
| Members: | 1,049 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13672 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | May 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,865,740 |
| CEO/Manager: | Paul Withey |
| Chairperson: | Brandy Pavlock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,175,360 |
| TOTAL INVESTMENTS | 1,903,998 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 396,655 |
| Other Loans | 4,310,815 |
| TOTAL LOANS | 4,707,470 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -34,788 |
| Land And Building | 0 |
| Other Fixed Assets | 327 |
| NCUSIF Deposit | 66,899 |
| All Other Assets | 46,474 |
| TOTAL ASSETS | 7,865,740 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 17,117 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 417,834 |
| Regular shares | 5,029,180 |
| All Other Shares & Deposits | 1,472,201 |
| TOTAL SHARES & DEPOSITS | 6,919,215 |
| TOTAL LIABILITIES | 6,936,332 |
| Regular Reserve | 124,857 |
| Other Reserves | 31,392 |
| Undivided Earnings | 773,159 |
| TOTAL EQUITY | 929,408 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,865,740 |
| INCOME & EXPENSE | |
| Loan Income | 132,006 |
| Investment Income | 1,398 |
| Other Income | 10,319 |
| Total Employee Compensation & Benefits | 54,724 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 93,683 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 7,482 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,754 |
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