Jun, 30, 2023 — VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $8.23 million in total assets. Opened 64 years ago in 1960, VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,031 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 205 N Bridge St Ste 111 VICTORIA, TX 77901 |
Phone: | (361) 578-9888 |
Fax: | (361) 578-1438 |
Website: | https://vccefcu.org |
Branches: | 1 branch locations |
Members: | 1,031 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 13672 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1960 |
Last Audited: | May 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $8,228,791 |
CEO/Manager: | Paul Withey |
Chairperson: | Brandy Pavlock |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,177,317 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 364,984 |
Other Loans | 3,373,976 |
TOTAL LOANS | 3,738,960 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,171 |
Land And Building | 0 |
Other Fixed Assets | 237 |
NCUSIF Deposit | 69,935 |
All Other Assets | 0 |
TOTAL ASSETS | 8,228,791 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 19,562 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 481,303 |
Regular shares | 5,335,532 |
All Other Shares & Deposits | 1,470,734 |
TOTAL SHARES & DEPOSITS | 7,287,569 |
TOTAL LIABILITIES | 7,307,131 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 921,660 |
TOTAL EQUITY | 921,660 |
TOTAL LIABILITIES, SHARES, & EQUITY | 8,228,791 |
INCOME & EXPENSE | |
Loan Income | 155,044 |
Investment Income | 18,249 |
Other Income | 16,369 |
Total Employee Compensation & Benefits | 78,516 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 147,282 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -6,500 |
Cost of Funds | 5,390 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -15,326 |
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