Dec, 31, 2021 — CORPUS CHRISTI S.P. CREDIT UNION is a federally insured state chartered credit union headquartered in CORPUS CHRISTI, TX with 1 branch location and about $3.25 million in total assets. Opened 69 years ago in 1953, CORPUS CHRISTI S.P. CREDIT UNION has about 649 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CORPUS CHRISTI S.P. CREDIT UNION |
|---|---|
| Address: (Main Office) | 1120 N Tancahua St CORPUS CHRISTI, TX 78401-1408 |
| Phone: | (361) 888-8332 |
| Fax: | (361) 882-5599 |
| Website: | http://www.ccspcu.com |
| Branches: | 1 branch locations |
| Members: | 649 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67485 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,251,880 |
| CEO/Manager: | Orfi Benitez |
| Chairperson: | Juan Garza |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 496,337 |
| TOTAL INVESTMENTS | 938 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 330,376 |
| Other Loans | 2,376,962 |
| TOTAL LOANS | 2,707,338 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -48,855 |
| Land And Building | 51,514 |
| Other Fixed Assets | 580 |
| NCUSIF Deposit | 19,884 |
| All Other Assets | 24,144 |
| TOTAL ASSETS | 3,251,880 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 85,173 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 87,788 |
| Regular shares | 1,565,982 |
| All Other Shares & Deposits | 943,972 |
| TOTAL SHARES & DEPOSITS | 2,597,742 |
| TOTAL LIABILITIES | 2,682,915 |
| Regular Reserve | 140,183 |
| Other Reserves | 0 |
| Undivided Earnings | 428,782 |
| TOTAL EQUITY | 568,965 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,251,880 |
| INCOME & EXPENSE | |
| Loan Income | 181,177 |
| Investment Income | 48 |
| Other Income | 28,435 |
| Total Employee Compensation & Benefits | 105,047 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 137,935 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 38,118 |
| Cost of Funds | 8,784 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -33,648 |
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