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National Credit Union Service Organization

CORPUS CHRISTI S.P. CREDIT UNION

Dec, 31, 2023 — CORPUS CHRISTI S.P. CREDIT UNION is a federally insured state chartered credit union headquartered in CORPUS CHRISTI, TX with 1 branch location and about $4.42 million in total assets. Opened 71 years ago in 1953, CORPUS CHRISTI S.P. CREDIT UNION has about 624 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CORPUS CHRISTI S.P. CREDIT UNION
Address:
(Main Office)
1120 N Tancahua St
CORPUS CHRISTI, TX 78401-1408
Phone:(361) 888-8332
Fax:(361) 882-5599
Website:https://www.ccspcu.com
Branches:1 branch locations
Members:624
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67485
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$4,417,770
CEO/Manager:Orfi Benitez
Chairperson:Juan Garza

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 362,873
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 505,017
 Other Loans 2,883,138
 TOTAL LOANS 3,388,155
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -31,777
 Land And Building 63,072
 Other Fixed Assets 1,374
 NCUSIF Deposit 28,608
 All Other Assets 77,338
  TOTAL ASSETS 4,417,770
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 52,304
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 94,146
 Regular shares 1,875,257
 All Other Shares & Deposits 1,737,597
  TOTAL SHARES & DEPOSITS 3,707,000
  TOTAL LIABILITIES 3,759,304
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 658,466
  TOTAL EQUITY 658,466
  TOTAL LIABILITIES, SHARES, & EQUITY 4,417,770
INCOME & EXPENSE  
 Loan Income 265,678
 Investment Income 35,455
 Other Income 35,313
 Total Employee Compensation & Benefits 107,207
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 158,590
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,465
 Cost of Funds 50,180
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 65,511
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