Sep, 30, 2025 — PATELCO CREDIT UNION is a federally insured state chartered credit union headquartered in DUBLIN, CA with 35 branch locations and about $9.52 billion in total assets. Opened 90 years ago in 1936, PATELCO CREDIT UNION has about 520,989 members and employs 858 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATELCO CREDIT UNION |
|---|---|
| Address: (Main Office) | 3 Park Pl DUBLIN, CA 94568 |
| Phone: | (800) 358-8228 |
| Fax: | |
| Website: | https://www.patelco.org |
| Branches: | 35 branch locations |
| Members: | 520,989 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68579 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $9,519,174,618 |
| CEO/Manager: | Erin Mendez |
| Chairperson: | Jesse Rivera |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 707,050,707 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,711,788,900 |
| Unsecured Loans | 568,637,072 |
| Other Loans | 1,714,918,374 |
| TOTAL LOANS | 6,995,344,344 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -67,437,692 |
| Land And Building | 81,840,368 |
| Other Fixed Assets | 25,546,943 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 74,900,386 |
| All Other Assets | 8,466,263 |
| TOTAL ASSETS | 9,519,174,618 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 73,394 |
| Notes & Interest Payable | 400,000,000 |
| Accounts Payable & Other Liabilities | 87,011,427 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,177,163,278 |
| Regular shares | 835,631,045 |
| All Other Shares & Deposits | 6,096,810,009 |
| TOTAL SHARES & DEPOSITS | 8,109,604,332 |
| TOTAL LIABILITIES | 8,598,020,111 |
| Regular Reserve | 0 |
| Other Reserves | -72,936,096 |
| Undivided Earnings | 994,090,603 |
| TOTAL EQUITY | 921,154,507 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,519,174,618 |
| INCOME & EXPENSE | |
| Loan Income | 272,523,869 |
| Investment Income | 62,218,693 |
| Other Income | 8,926,250 |
| Total Employee Compensation & Benefits | 93,172,672 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 66,946,784 |
| Non-operating Income & (Expense) | 2,214,955 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 35,980,196 |
| Cost of Funds | 153,539,015 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 20,820,882 |
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