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DELTA SCHOOLS FEDERAL CREDIT UNION

Jun, 30, 2024 — DELTA SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in ANTIOCH, CA with 2 branch locations and about $59.65 million in total assets. Opened 71 years ago in 1953, DELTA SCHOOLS FEDERAL CREDIT UNION has about 2,997 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELTA SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
701 W 18th St
ANTIOCH, CA 94509-1586
Phone:(925) 757-0237
Fax:(925) 778-4315
Website:https://deltaschoolsfcu.org
Branches:2 branch locations
Members:2,997
Credit Union Type:Federal Credit Union
Charter Number:24492
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$59,654,049
CEO/Manager:ROB GREAFF
Chairperson:Joseph Weber

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,927,553
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 12,789,825
 Unsecured Loans 1,894,383
 Other Loans 7,079,573
 TOTAL LOANS 24,396,108
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -137,134
 Land And Building 1,080,022
 Other Fixed Assets 73,969
 NCUSIF Deposit 508,915
 All Other Assets 0
  TOTAL ASSETS 59,654,049
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 209,979
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,919,502
 Regular shares 38,680,243
 All Other Shares & Deposits 6,152,662
  TOTAL SHARES & DEPOSITS 54,752,407
  TOTAL LIABILITIES 54,962,386
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 4,691,663
  TOTAL EQUITY 4,691,663
  TOTAL LIABILITIES, SHARES, & EQUITY 59,654,049
INCOME & EXPENSE  
 Loan Income 766,090
 Investment Income 204,238
 Other Income 165,794
 Total Employee Compensation & Benefits 558,265
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 582,794
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,150
 Cost of Funds 24,374
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 197,692
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