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DELTA SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2023 — DELTA SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in ANTIOCH, CA with 2 branch locations and about $57.34 million in total assets. Opened 71 years ago in 1953, DELTA SCHOOLS FEDERAL CREDIT UNION has about 3,134 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELTA SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
701 W 18th St
ANTIOCH, CA 94509-1586
Phone:(925) 757-0237
Fax:(925) 778-4315
Website:https://deltaschoolsfcu.org
Branches:2 branch locations
Members:3,134
Credit Union Type:Federal Credit Union
Charter Number:24492
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$57,338,459
CEO/Manager:ROB GREAFF
Chairperson:Joseph Weber

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,759,715
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 15,219,463
 Unsecured Loans 2,187,270
 Other Loans 10,004,395
 TOTAL LOANS 27,411,128
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -197,905
 Land And Building 1,020,714
 Other Fixed Assets 61,423
 NCUSIF Deposit 528,460
 All Other Assets 0
  TOTAL ASSETS 57,338,459
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -27,039
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,997,960
 Regular shares 32,688,081
 All Other Shares & Deposits 9,452,088
  TOTAL SHARES & DEPOSITS 52,138,130
  TOTAL LIABILITIES 52,111,091
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 5,227,368
  TOTAL EQUITY 5,227,368
  TOTAL LIABILITIES, SHARES, & EQUITY 57,338,459
INCOME & EXPENSE  
 Loan Income 1,386,800
 Investment Income 553,220
 Other Income 272,214
 Total Employee Compensation & Benefits 848,539
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 899,369
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 72,416
 Cost of Funds 183,884
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 515,226
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