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DELTA SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2021 — DELTA SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in ANTIOCH, CA with 2 branch locations and about $56.05 million in total assets. Opened 69 years ago in 1953, DELTA SCHOOLS FEDERAL CREDIT UNION has about 2,982 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELTA SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
701 W 18th St
ANTIOCH, CA 94509-1586
Phone:(925) 757-0237
Fax:(925) 778-4315
Website:http://deltaschoolsfcu.org
Branches:2 branch locations
Members:2,982
Credit Union Type:Federal Credit Union
Charter Number:24492
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$56,050,998
CEO/Manager:ROB GREAFF
Chairperson:Joseph Weber

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,059,222
TOTAL INVESTMENTS 22,293,366
Loans Held for Sale 0
 
 Real Estate Loans 10,094,690
 Unsecured Loans 1,994,147
 Other Loans 6,882,714
 TOTAL LOANS 20,867,572
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -133,533
 Land And Building 1,115,607
 Other Fixed Assets 94,275
 NCUSIF Deposit 500,782
 All Other Assets 253,707
  TOTAL ASSETS 56,050,998
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 139,805
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,758,904
 Regular shares 35,668,853
 All Other Shares & Deposits 5,989,465
  TOTAL SHARES & DEPOSITS 51,417,222
  TOTAL LIABILITIES 51,557,027
 Regular Reserve 558,720
 Other Reserves 0
 Undivided Earnings 3,935,251
  TOTAL EQUITY 4,493,971
  TOTAL LIABILITIES, SHARES, & EQUITY 56,050,998
INCOME & EXPENSE  
 Loan Income 942,250
 Investment Income 233,839
 Other Income 189,352
 Total Employee Compensation & Benefits 757,244
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 717,295
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 48,167
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 212,431
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