Sep, 30, 2025 — DELTA SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in ANTIOCH, CA with 2 branch locations and about $62.21 million in total assets. Opened 73 years ago in 1953, DELTA SCHOOLS FEDERAL CREDIT UNION has about 2,991 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELTA SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 701 W 18th St ANTIOCH, CA 94509-1586 |
| Phone: | (925) 757-0237 |
| Fax: | (925) 778-4315 |
| Website: | https://www.deltaschoolsfcu.org |
| Branches: | 2 branch locations |
| Members: | 2,991 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24492 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $62,208,348 |
| CEO/Manager: | Rob Greaff |
| Chairperson: | Erik Faulkner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,176,104 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,658,225 |
| Unsecured Loans | 1,985,522 |
| Other Loans | 9,499,765 |
| TOTAL LOANS | 29,143,513 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -186,893 |
| Land And Building | 927,655 |
| Other Fixed Assets | 51,044 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 526,032 |
| All Other Assets | 0 |
| TOTAL ASSETS | 62,208,348 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 210,748 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,240,986 |
| Regular shares | 32,455,310 |
| All Other Shares & Deposits | 11,780,847 |
| TOTAL SHARES & DEPOSITS | 55,477,143 |
| TOTAL LIABILITIES | 55,687,891 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,520,457 |
| TOTAL EQUITY | 6,520,457 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 62,208,348 |
| INCOME & EXPENSE | |
| Loan Income | 1,298,321 |
| Investment Income | 922,095 |
| Other Income | 203,671 |
| Total Employee Compensation & Benefits | 841,145 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 711,926 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 70,000 |
| Cost of Funds | 371,205 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 674,625 |
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