Dec, 31, 2021 — DELTA SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in ANTIOCH, CA with 2 branch locations and about $56.05 million in total assets. Opened 69 years ago in 1953, DELTA SCHOOLS FEDERAL CREDIT UNION has about 2,982 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DELTA SCHOOLS FEDERAL CREDIT UNION |
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Address: (Main Office) | 701 W 18th St ANTIOCH, CA 94509-1586 |
Phone: | (925) 757-0237 |
Fax: | (925) 778-4315 |
Website: | http://deltaschoolsfcu.org |
Branches: | 2 branch locations |
Members: | 2,982 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24492 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1953 |
Last Audited: | Jun 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $56,050,998 |
CEO/Manager: | ROB GREAFF |
Chairperson: | Joseph Weber |
ASSETS: | $ Amount |
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Cash & Equivalents | 11,059,222 |
TOTAL INVESTMENTS | 22,293,366 |
Loans Held for Sale | 0 |
Real Estate Loans | 10,094,690 |
Unsecured Loans | 1,994,147 |
Other Loans | 6,882,714 |
TOTAL LOANS | 20,867,572 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -133,533 |
Land And Building | 1,115,607 |
Other Fixed Assets | 94,275 |
NCUSIF Deposit | 500,782 |
All Other Assets | 253,707 |
TOTAL ASSETS | 56,050,998 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 139,805 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 9,758,904 |
Regular shares | 35,668,853 |
All Other Shares & Deposits | 5,989,465 |
TOTAL SHARES & DEPOSITS | 51,417,222 |
TOTAL LIABILITIES | 51,557,027 |
Regular Reserve | 558,720 |
Other Reserves | 0 |
Undivided Earnings | 3,935,251 |
TOTAL EQUITY | 4,493,971 |
TOTAL LIABILITIES, SHARES, & EQUITY | 56,050,998 |
INCOME & EXPENSE | |
Loan Income | 942,250 |
Investment Income | 233,839 |
Other Income | 189,352 |
Total Employee Compensation & Benefits | 757,244 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 717,295 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 48,167 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 212,431 |
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