Jun, 30, 2021 — DELTA SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in ANTIOCH, CA with 2 branch locations and about $55.13 million in total assets. Opened 68 years ago in 1953, DELTA SCHOOLS FEDERAL CREDIT UNION has about 2,965 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELTA SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 2566 ANTIOCH, CA 94531 |
| Phone: | (925) 757-0237 |
| Fax: | (925) 778-4315 |
| Website: | http://deltaschoolsfcu.org |
| Branches: | 2 branch locations |
| Members: | 2,965 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24492 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $55,126,634 |
| CEO/Manager: | ROB GREAFF |
| Chairperson: | Joseph Weber |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,400,574 |
| TOTAL INVESTMENTS | 19,423,352 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,762,303 |
| Unsecured Loans | 1,918,770 |
| Other Loans | 7,209,898 |
| TOTAL LOANS | 20,475,014 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -133,664 |
| Land And Building | 1,139,331 |
| Other Fixed Assets | 101,154 |
| NCUSIF Deposit | 436,210 |
| All Other Assets | 284,663 |
| TOTAL ASSETS | 55,126,634 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 229,788 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,988,576 |
| Regular shares | 35,642,928 |
| All Other Shares & Deposits | 5,874,989 |
| TOTAL SHARES & DEPOSITS | 50,506,493 |
| TOTAL LIABILITIES | 50,736,281 |
| Regular Reserve | 558,720 |
| Other Reserves | 0 |
| Undivided Earnings | 3,831,633 |
| TOTAL EQUITY | 4,390,353 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 55,126,634 |
| INCOME & EXPENSE | |
| Loan Income | 464,815 |
| Investment Income | 135,904 |
| Other Income | 83,528 |
| Total Employee Compensation & Benefits | 365,793 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 367,287 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 26,648 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 108,812 |
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