Dec, 31, 2021 — DOW GREAT WESTERN CREDIT UNION is a federally insured state chartered credit union headquartered in ANTIOCH, CA with 3 branch locations and about $56.10 million in total assets. Opened 84 years ago in 1938, DOW GREAT WESTERN CREDIT UNION has about 2,221 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DOW GREAT WESTERN CREDIT UNION |
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Address: (Main Office) | 3457 Deer Valley Rd ANTIOCH, CA 94531-6665 |
Phone: | (925) 331-1010 |
Fax: | (925) 331-1066 |
Website: | http://www.dowcu.org |
Branches: | 3 branch locations |
Members: | 2,221 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 64503 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1938 |
Last Audited: | Jun 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $56,104,925 |
CEO/Manager: | Paul M Kramer |
Chairperson: | Curtis Tong |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,272,742 |
TOTAL INVESTMENTS | 24,413,636 |
Loans Held for Sale | 0 |
Real Estate Loans | 12,426,983 |
Unsecured Loans | 1,449,515 |
Other Loans | 7,328,605 |
TOTAL LOANS | 21,205,103 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,264 |
Land And Building | 3,470,801 |
Other Fixed Assets | 631,330 |
NCUSIF Deposit | 476,875 |
All Other Assets | 3,656,702 |
TOTAL ASSETS | 56,104,925 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 373,993 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 9,576,546 |
Regular shares | 12,979,922 |
All Other Shares & Deposits | 28,474,918 |
TOTAL SHARES & DEPOSITS | 51,031,386 |
TOTAL LIABILITIES | 51,405,379 |
Regular Reserve | 1,080,127 |
Other Reserves | -120,794 |
Undivided Earnings | 3,740,213 |
TOTAL EQUITY | 4,699,546 |
TOTAL LIABILITIES, SHARES, & EQUITY | 56,104,925 |
INCOME & EXPENSE | |
Loan Income | 1,004,923 |
Investment Income | 170,050 |
Other Income | 49,489 |
Total Employee Compensation & Benefits | 689,614 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,055,882 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -58,366 |
Cost of Funds | 109,698 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 16,577 |
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