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SMW 104 FEDERAL CREDIT UNION

Dec, 31, 2020 — SMW 104 FEDERAL CREDIT UNION is a federal credit union headquartered in SAN LEANDRO, CA with 1 branch location and about $109.59 million in total assets. Opened 59 years ago in 1962, SMW 104 FEDERAL CREDIT UNION has about 10,302 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMW 104 FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 2278
SAN LEANDRO, CA 94577
Phone:(510) 483-1300
Fax:(510) 483-2809
Website:http://www.smw104fcu.org
Branches:1 branch locations
Members:10,302
Credit Union Type:Federal Credit Union
Charter Number:14934
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Nov 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$109,587,145
CEO/Manager:Sherry Javad
Chairperson:Kevin Van Buskirk

Call Report

  • Real Estate Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,960,772
TOTAL INVESTMENTS 66,845,095
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 5,943,593
 Other Loans 22,583,503
 TOTAL LOANS 30,481,119
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -73,039
 Land And Building 1,717
 Other Fixed Assets 15,783
 NCUSIF Deposit 901,108
 All Other Assets 454,590
  TOTAL ASSETS 109,587,145
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 413,769
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,992,293
 Regular shares 55,545,902
 All Other Shares & Deposits 36,736,587
  TOTAL SHARES & DEPOSITS 100,274,782
  TOTAL LIABILITIES 100,688,551
 Regular Reserve 919,372
 Other Reserves 0
 Undivided Earnings 7,979,222
  TOTAL EQUITY 8,898,594
  TOTAL LIABILITIES, SHARES, & EQUITY 109,587,145
INCOME & EXPENSE  
 Loan Income 1,360,804
 Investment Income 1,414,202
 Other Income 361,610
 Total Employee Compensation & Benefits 1,246,339
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,193,417
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 39,586
 Cost of Funds 382,974
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 274,300
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