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SMW 104 FEDERAL CREDIT UNION

Mar, 31, 2021 — SMW 104 FEDERAL CREDIT UNION is a federal credit union headquartered in SAN LEANDRO, CA with 1 branch location and about $110.25 million in total assets. Opened 59 years ago in 1962, SMW 104 FEDERAL CREDIT UNION has about 10,320 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMW 104 FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 2278
SAN LEANDRO, CA 94577
Phone:(510) 483-1300
Fax:(510) 483-2809
Website:http://www.smw104fcu.org
Branches:1 branch locations
Members:10,320
Credit Union Type:Federal Credit Union
Charter Number:14934
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Nov 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$110,245,495
CEO/Manager:Sherry Javad
Chairperson:Kevin Van Buskirk

Call Report

  • Real Estate Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,178,671
TOTAL INVESTMENTS 62,133,095
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 5,904,981
 Other Loans 23,958,351
 TOTAL LOANS 31,746,135
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -74,932
 Land And Building 436
 Other Fixed Assets 11,232
 NCUSIF Deposit 901,109
 All Other Assets 349,749
  TOTAL ASSETS 110,245,495
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 179,773
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,801,415
 Regular shares 56,546,216
 All Other Shares & Deposits 36,811,436
  TOTAL SHARES & DEPOSITS 101,159,067
  TOTAL LIABILITIES 101,338,840
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 8,906,655
  TOTAL EQUITY 8,906,655
  TOTAL LIABILITIES, SHARES, & EQUITY 110,245,495
INCOME & EXPENSE  
 Loan Income 308,100
 Investment Income 305,791
 Other Income 18,533
 Total Employee Compensation & Benefits 297,507
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 299,567
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,393
 Cost of Funds 84,161
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 8,060
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