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SMW 104 FEDERAL CREDIT UNION

Sep, 30, 2021 — SMW 104 FEDERAL CREDIT UNION is a federal credit union headquartered in SAN LEANDRO, CA with 1 branch location and about $109.88 million in total assets. Opened 59 years ago in 1962, SMW 104 FEDERAL CREDIT UNION has about 10,278 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMW 104 FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 2278
SAN LEANDRO, CA 94577
Phone:(510) 483-1300
Fax:(510) 483-2809
Website:http://www.smw104fcu.org
Branches:1 branch locations
Members:10,278
Credit Union Type:Federal Credit Union
Charter Number:14934
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$109,876,023
CEO/Manager:Sherry Javad
Chairperson:Kevin Van Buskirk

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,974,223
TOTAL INVESTMENTS 63,369,431
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 6,737,128
 Other Loans 25,073,237
 TOTAL LOANS 34,193,628
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -132,410
 Land And Building 0
 Other Fixed Assets 3,847
 NCUSIF Deposit 966,348
 All Other Assets 500,956
  TOTAL ASSETS 109,876,023
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 117,755
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,901,848
 Regular shares 57,070,166
 All Other Shares & Deposits 36,774,246
  TOTAL SHARES & DEPOSITS 101,746,260
  TOTAL LIABILITIES 101,864,015
 Regular Reserve 0
 Other Reserves 6,357
 Undivided Earnings 8,005,651
  TOTAL EQUITY 8,012,008
  TOTAL LIABILITIES, SHARES, & EQUITY 109,876,023
INCOME & EXPENSE  
 Loan Income 1,003,164
 Investment Income 858,385
 Other Income 58,941
 Total Employee Compensation & Benefits 784,118
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,010,766
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 124,951
 Cost of Funds 203,415
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 81,466
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