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BAY CITIES CREDIT UNION

Dec, 31, 2021 — BAY CITIES CREDIT UNION is a federally insured state chartered credit union headquartered in HAYWARD, CA with 1 branch location and about $87.75 million in total assets. Opened 69 years ago in 1953, BAY CITIES CREDIT UNION has about 8,488 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAY CITIES CREDIT UNION
Address:
(Main Office)
22777 Main St
HAYWARD, CA 94541-5113
Phone:(510) 690-6100
Fax:(510) 881-1929
Website:http://www.baycities.org
Branches:1 branch locations
Members:8,488
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68316
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$87,751,739
CEO/Manager:Georgette Munoz
Chairperson:Robert J Maginnis

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,946,795
TOTAL INVESTMENTS 61,211,740
Loans Held for Sale 0
 
 Real Estate Loans 3,261,418
 Unsecured Loans 4,434,523
 Other Loans 14,324,792
 TOTAL LOANS 22,020,733
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -176,722
 Land And Building 461,881
 Other Fixed Assets 52,004
 NCUSIF Deposit 767,952
 All Other Assets 467,356
  TOTAL ASSETS 87,751,739
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 170,548
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 14,022,418
 Regular shares 50,634,301
 All Other Shares & Deposits 15,978,324
  TOTAL SHARES & DEPOSITS 80,635,043
  TOTAL LIABILITIES 80,805,591
 Regular Reserve 1,898,319
 Other Reserves 0
 Undivided Earnings 5,047,829
  TOTAL EQUITY 6,946,148
  TOTAL LIABILITIES, SHARES, & EQUITY 87,751,739
INCOME & EXPENSE  
 Loan Income 1,366,704
 Investment Income 242,527
 Other Income 259,817
 Total Employee Compensation & Benefits 1,151,682
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,631,510
 Non-operating Income & (Expense) -5,150
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -52
 Cost of Funds 14,056
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -314,481
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