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BAY CITIES CREDIT UNION

Jun, 30, 2021 — BAY CITIES CREDIT UNION is a federally insured state chartered credit union headquartered in HAYWARD, CA with 1 branch location and about $86.32 million in total assets. Opened 68 years ago in 1953, BAY CITIES CREDIT UNION has about 8,534 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAY CITIES CREDIT UNION
Address:
(Main Office)
P.O. BOX 30
HAYWARD, CA 94543
Phone:(510) 690-6100
Fax:(510) 881-1929
Website:http://www.baycities.org
Branches:1 branch locations
Members:8,534
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68316
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$86,324,679
CEO/Manager:Georgette Munoz
Chairperson:Robert J Maginnis

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,749,241
TOTAL INVESTMENTS 60,476,740
Loans Held for Sale 0
 
 Real Estate Loans 3,253,247
 Unsecured Loans 4,522,750
 Other Loans 13,593,211
 TOTAL LOANS 21,369,208
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -161,377
 Land And Building 513,331
 Other Fixed Assets 66,301
 NCUSIF Deposit 744,454
 All Other Assets 566,781
  TOTAL ASSETS 86,324,679
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 258,744
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,547,979
 Regular shares 49,549,204
 All Other Shares & Deposits 15,890,102
  TOTAL SHARES & DEPOSITS 78,987,285
  TOTAL LIABILITIES 79,246,029
 Regular Reserve 1,898,319
 Other Reserves 0
 Undivided Earnings 5,180,331
  TOTAL EQUITY 7,078,650
  TOTAL LIABILITIES, SHARES, & EQUITY 86,324,679
INCOME & EXPENSE  
 Loan Income 682,816
 Investment Income 187,505
 Other Income 127,896
 Total Employee Compensation & Benefits 599,097
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 843,925
 Non-operating Income & (Expense) -2,597
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,350
 Cost of Funds 6,927
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -232,681
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