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BAY CITIES CREDIT UNION

Jun, 30, 2023 — BAY CITIES CREDIT UNION is a federally insured state chartered credit union headquartered in HAYWARD, CA with 1 branch location and about $88.10 million in total assets. Opened 71 years ago in 1953, BAY CITIES CREDIT UNION has about 8,565 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAY CITIES CREDIT UNION
Address:
(Main Office)
22777 Main St
HAYWARD, CA 94541-5113
Phone:(510) 690-6100
Fax:(510) 881-1929
Website:https://www.baycities.org
Branches:1 branch locations
Members:8,565
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68316
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Sep 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$88,095,363
CEO/Manager:Georgette Munoz
Chairperson:Norman Weisbrod

Call Report

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  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,867,750
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,265,296
 Unsecured Loans 4,567,717
 Other Loans 15,920,343
 TOTAL LOANS 24,753,356
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -175,258
 Land And Building 384,978
 Other Fixed Assets 58,266
 NCUSIF Deposit 775,787
 All Other Assets 0
  TOTAL ASSETS 88,095,363
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 333,149
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 14,163,192
 Regular shares 52,263,026
 All Other Shares & Deposits 14,683,326
  TOTAL SHARES & DEPOSITS 81,109,544
  TOTAL LIABILITIES 81,442,693
 Regular Reserve 0
 Other Reserves 1,898,319
 Undivided Earnings 4,754,351
  TOTAL EQUITY 6,652,670
  TOTAL LIABILITIES, SHARES, & EQUITY 88,095,363
INCOME & EXPENSE  
 Loan Income 1,067,136
 Investment Income 289,052
 Other Income 196,423
 Total Employee Compensation & Benefits 959,620
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,262,819
 Non-operating Income & (Expense) -43
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 13,469
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -293,479
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