Sep, 30, 2025 — SIERRA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in YUBA CITY, CA with 20 branch locations and about $1.50 billion in total assets. Opened 71 years ago in 1955, SIERRA CENTRAL CREDIT UNION has about 85,762 members and employs 229 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIERRA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1351 Harter Pkwy YUBA CITY, CA 95993-2604 |
| Phone: | (800) 222-7228 |
| Fax: | (530) 671-7679 |
| Website: | https://www.sierracentral.com |
| Branches: | 20 branch locations |
| Members: | 85,762 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68053 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,495,731,731 |
| CEO/Manager: | Ron Sweeney |
| Chairperson: | Tony Galyean |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 178,663,332 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 316,546,437 |
| Unsecured Loans | 68,974,934 |
| Other Loans | 641,360,180 |
| TOTAL LOANS | 1,026,978,447 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,858,912 |
| Land And Building | 33,515,778 |
| Other Fixed Assets | 5,485,981 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,084,321 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,495,731,731 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,100,772 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 218,498,754 |
| Regular shares | 310,365,044 |
| All Other Shares & Deposits | 812,367,573 |
| TOTAL SHARES & DEPOSITS | 1,341,231,371 |
| TOTAL LIABILITIES | 1,352,341,641 |
| Regular Reserve | 0 |
| Other Reserves | 16,670,495 |
| Undivided Earnings | 126,719,595 |
| TOTAL EQUITY | 143,390,090 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,495,731,731 |
| INCOME & EXPENSE | |
| Loan Income | 45,639,247 |
| Investment Income | 11,170,650 |
| Other Income | 3,787,225 |
| Total Employee Compensation & Benefits | 15,638,285 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,812,076 |
| Non-operating Income & (Expense) | 167,241 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,651,512 |
| Cost of Funds | 19,039,434 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,562,625 |
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