Dec, 31, 2020 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $89.00 million in total assets. Opened 70 years ago in 1951, VISION ONE CREDIT UNION has about 1,940 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | VISION ONE CREDIT UNION |
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Address: (Main Office) | PO BOX 277637 SACRAMENTO, CA 95827 |
Phone: | (916) 363-4293 |
Fax: | (916) 363-4298 |
Website: | http://www.visionone.org |
Branches: | 1 branch locations |
Members: | 1,940 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 63137 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1951 |
Last Audited: | Dec 01, 2019 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $88,996,173 |
CEO/Manager: | Robert Schultz |
Chairperson: | A. Nick Gutierrez |
ASSETS: | $ Amount |
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Cash & Equivalents | 13,014,962 |
TOTAL INVESTMENTS | 95,198 |
Loans Held for Sale | 0 |
Real Estate Loans | 7,757,159 |
Unsecured Loans | 5,607,901 |
Other Loans | 62,332,191 |
TOTAL LOANS | 75,697,251 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,446,337 |
Land And Building | 80,360 |
Other Fixed Assets | 243,828 |
NCUSIF Deposit | 705,148 |
All Other Assets | 605,763 |
TOTAL ASSETS | 88,996,173 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,626,257 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 28,895,131 |
Regular shares | 5,429,592 |
All Other Shares & Deposits | 39,747,612 |
TOTAL SHARES & DEPOSITS | 74,072,335 |
TOTAL LIABILITIES | 76,698,592 |
Regular Reserve | 829,737 |
Other Reserves | 0 |
Undivided Earnings | 11,467,844 |
TOTAL EQUITY | 12,297,581 |
TOTAL LIABILITIES, SHARES, & EQUITY | 88,996,173 |
INCOME & EXPENSE | |
Loan Income | 3,504,945 |
Investment Income | 53,848 |
Other Income | 1,083,883 |
Total Employee Compensation & Benefits | 1,899,517 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 960,886 |
Non-operating Income & (Expense) | -548,557 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 109,641 |
Cost of Funds | 761,067 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 363,008 |
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