Mar, 31, 2021 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $96.99 million in total assets. Opened 70 years ago in 1951, VISION ONE CREDIT UNION has about 1,936 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VISION ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 277637 SACRAMENTO, CA 95827 |
| Phone: | (916) 363-4293 |
| Fax: | (916) 363-4298 |
| Website: | http://www.visionone.org |
| Branches: | 1 branch locations |
| Members: | 1,936 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63137 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $96,988,507 |
| CEO/Manager: | Robert Schultz |
| Chairperson: | A. Nick Gutierrez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,542,446 |
| TOTAL INVESTMENTS | 95,198 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,928,848 |
| Unsecured Loans | 9,857,602 |
| Other Loans | 60,430,047 |
| TOTAL LOANS | 78,216,497 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,446,336 |
| Land And Building | 77,375 |
| Other Fixed Assets | 229,940 |
| NCUSIF Deposit | 705,148 |
| All Other Assets | 568,239 |
| TOTAL ASSETS | 96,988,507 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,206,988 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,029,136 |
| Regular shares | 6,804,401 |
| All Other Shares & Deposits | 41,232,148 |
| TOTAL SHARES & DEPOSITS | 83,065,685 |
| TOTAL LIABILITIES | 84,272,673 |
| Regular Reserve | 829,737 |
| Other Reserves | 0 |
| Undivided Earnings | 11,886,097 |
| TOTAL EQUITY | 12,715,834 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 96,988,507 |
| INCOME & EXPENSE | |
| Loan Income | 806,960 |
| Investment Income | 3,808 |
| Other Income | 423,444 |
| Total Employee Compensation & Benefits | 527,862 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 226,515 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 62,573 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 418,253 |
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