Credit Unions Near Me
National Credit Union Service Organization

VISION ONE CREDIT UNION

Dec, 31, 2020 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $89.00 million in total assets. Opened 70 years ago in 1951, VISION ONE CREDIT UNION has about 1,940 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VISION ONE CREDIT UNION
Address:
(Main Office)
PO BOX 277637
SACRAMENTO, CA 95827
Phone:(916) 363-4293
Fax:(916) 363-4298
Website:http://www.visionone.org
Branches:1 branch locations
Members:1,940
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63137
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1951
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$88,996,173
CEO/Manager:Robert Schultz
Chairperson:A. Nick Gutierrez

Call Report

  • Commercial Loans
  • Overdraft Lines of Credit
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Health Savings Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 13,014,962
TOTAL INVESTMENTS 95,198
Loans Held for Sale 0
 
 Real Estate Loans 7,757,159
 Unsecured Loans 5,607,901
 Other Loans 62,332,191
 TOTAL LOANS 75,697,251
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,446,337
 Land And Building 80,360
 Other Fixed Assets 243,828
 NCUSIF Deposit 705,148
 All Other Assets 605,763
  TOTAL ASSETS 88,996,173
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,626,257
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 28,895,131
 Regular shares 5,429,592
 All Other Shares & Deposits 39,747,612
  TOTAL SHARES & DEPOSITS 74,072,335
  TOTAL LIABILITIES 76,698,592
 Regular Reserve 829,737
 Other Reserves 0
 Undivided Earnings 11,467,844
  TOTAL EQUITY 12,297,581
  TOTAL LIABILITIES, SHARES, & EQUITY 88,996,173
INCOME & EXPENSE  
 Loan Income 3,504,945
 Investment Income 53,848
 Other Income 1,083,883
 Total Employee Compensation & Benefits 1,899,517
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 960,886
 Non-operating Income & (Expense) -548,557
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 109,641
 Cost of Funds 761,067
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 363,008
↑ Back to Top

Other Credit Unions

BEFIT FINANCIAL FEDERAL CREDIT UNION
PO Box 5760
VACAVILLE, CA 95696
CALIFORNIA COMMUNITY CREDIT UNION
8815 FOLSOM BLVD
SACRAMENTO, CA 95826
MOKELUMNE FEDERAL CREDIT UNION
P.O. BOX 1717
LODI, CA 95241
CAHP CREDIT UNION
PO BOX 276507
SACRAMENTO, CA 95827-6507
HERITAGE COMMUNITY CREDIT UNION
P O BOX 790
RANCHO CORDOVA, CA 95741-0790
FIRST U.S. COMMUNITY CREDIT UNION
580 University Ave
SACRAMENTO, CA 95825
YOLO FEDERAL CREDIT UNION
PO BOX 657
WOODLAND, CA 95776
PREMIER COMMUNITY CREDIT UNION
3315 W BENJAMIN HOLT DR
STOCKTON, CA 95219-3560
GOLDEN 1 CREDIT UNION
P.O. BOX 15966
SACRAMENTO, CA 95852
SACRAMENTO CREDIT UNION
P.O. Box 2351
SACRAMENTO, CA 95812