Mar, 31, 2022 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $93.80 million in total assets. Opened 71 years ago in 1951, VISION ONE CREDIT UNION has about 1,877 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VISION ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3279 Ramos Cir SACRAMENTO, CA 95827-2500 |
| Phone: | (916) 363-4293 |
| Fax: | (916) 363-4298 |
| Website: | http://www.visionone.org |
| Branches: | 1 branch locations |
| Members: | 1,877 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63137 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $93,799,105 |
| CEO/Manager: | Robert Schultz |
| Chairperson: | A. Nick Gutierrez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,503,209 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,267,054 |
| Unsecured Loans | 886,385 |
| Other Loans | 65,277,187 |
| TOTAL LOANS | 74,430,626 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,485,638 |
| Land And Building | 65,437 |
| Other Fixed Assets | 195,274 |
| NCUSIF Deposit | 563,416 |
| All Other Assets | 0 |
| TOTAL ASSETS | 93,799,105 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 969,026 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 32,403,052 |
| Regular shares | 6,752,809 |
| All Other Shares & Deposits | 40,378,839 |
| TOTAL SHARES & DEPOSITS | 79,534,700 |
| TOTAL LIABILITIES | 80,503,726 |
| Regular Reserve | 0 |
| Other Reserves | 829,737 |
| Undivided Earnings | 12,465,642 |
| TOTAL EQUITY | 13,295,379 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 93,799,105 |
| INCOME & EXPENSE | |
| Loan Income | 750,286 |
| Investment Income | 12,244 |
| Other Income | 172,895 |
| Total Employee Compensation & Benefits | 526,627 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 231,865 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 63,080 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 114,758 |
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