Jun, 30, 2024 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $90.91 million in total assets. Opened 73 years ago in 1951, VISION ONE CREDIT UNION has about 1,827 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | VISION ONE CREDIT UNION |
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Address: (Main Office) | 3279 Ramos Cir SACRAMENTO, CA 95827-2500 |
Phone: | (916) 363-4293 |
Fax: | (916) 363-4298 |
Website: | https://www.visionone.org |
Branches: | 1 branch locations |
Members: | 1,827 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 63137 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1951 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $90,912,522 |
CEO/Manager: | Robert Schultz |
Chairperson: | A. Nick Gutierrez |
ASSETS: | $ Amount |
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Cash & Equivalents | 15,134,253 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 8,644,748 |
Unsecured Loans | 20,907 |
Other Loans | 67,262,842 |
TOTAL LOANS | 75,977,862 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,487,678 |
Land And Building | 59,469 |
Other Fixed Assets | 184,263 |
NCUSIF Deposit | 564,740 |
All Other Assets | 0 |
TOTAL ASSETS | 90,912,522 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,175,382 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 30,008,998 |
Regular shares | 6,909,097 |
All Other Shares & Deposits | 39,179,491 |
TOTAL SHARES & DEPOSITS | 76,097,586 |
TOTAL LIABILITIES | 77,272,968 |
Regular Reserve | 0 |
Other Reserves | 829,737 |
Undivided Earnings | 12,809,817 |
TOTAL EQUITY | 13,639,554 |
TOTAL LIABILITIES, SHARES, & EQUITY | 90,912,522 |
INCOME & EXPENSE | |
Loan Income | 2,284,365 |
Investment Income | 133,322 |
Other Income | 501,316 |
Total Employee Compensation & Benefits | 1,553,935 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 693,277 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,040 |
Cost of Funds | 213,568 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 458,934 |
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