Dec, 31, 2020 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $89.00 million in total assets. Opened 70 years ago in 1951, VISION ONE CREDIT UNION has about 1,940 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VISION ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 277637 SACRAMENTO, CA 95827 |
| Phone: | (916) 363-4293 |
| Fax: | (916) 363-4298 |
| Website: | http://www.visionone.org |
| Branches: | 1 branch locations |
| Members: | 1,940 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63137 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $88,996,173 |
| CEO/Manager: | Robert Schultz |
| Chairperson: | A. Nick Gutierrez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,014,962 |
| TOTAL INVESTMENTS | 95,198 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,757,159 |
| Unsecured Loans | 5,607,901 |
| Other Loans | 62,332,191 |
| TOTAL LOANS | 75,697,251 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,446,337 |
| Land And Building | 80,360 |
| Other Fixed Assets | 243,828 |
| NCUSIF Deposit | 705,148 |
| All Other Assets | 605,763 |
| TOTAL ASSETS | 88,996,173 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,626,257 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,895,131 |
| Regular shares | 5,429,592 |
| All Other Shares & Deposits | 39,747,612 |
| TOTAL SHARES & DEPOSITS | 74,072,335 |
| TOTAL LIABILITIES | 76,698,592 |
| Regular Reserve | 829,737 |
| Other Reserves | 0 |
| Undivided Earnings | 11,467,844 |
| TOTAL EQUITY | 12,297,581 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 88,996,173 |
| INCOME & EXPENSE | |
| Loan Income | 3,504,945 |
| Investment Income | 53,848 |
| Other Income | 1,083,883 |
| Total Employee Compensation & Benefits | 1,899,517 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 960,886 |
| Non-operating Income & (Expense) | -548,557 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 109,641 |
| Cost of Funds | 761,067 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 363,008 |
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