Dec, 31, 2022 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $82.62 million in total assets. Opened 84 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,371 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALIFORNIA COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 8815 Folsom Blvd SACRAMENTO, CA 95826 |
| Phone: | (916) 386-1418 |
| Fax: | (916) 386-0634 |
| Website: | https://www.caccu.org |
| Branches: | 4 branch locations |
| Members: | 4,371 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68321 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Oct 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $82,616,317 |
| CEO/Manager: | Marcy Cole-King |
| Chairperson: | Norval Chan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,577,108 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,217,834 |
| Unsecured Loans | 2,006,899 |
| Other Loans | 13,846,936 |
| TOTAL LOANS | 25,071,669 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -245,480 |
| Land And Building | 616,155 |
| Other Fixed Assets | 541,541 |
| NCUSIF Deposit | 709,731 |
| All Other Assets | 0 |
| TOTAL ASSETS | 82,616,317 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 523 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,049,619 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,152,690 |
| Regular shares | 39,932,636 |
| All Other Shares & Deposits | 15,789,967 |
| TOTAL SHARES & DEPOSITS | 72,875,293 |
| TOTAL LIABILITIES | 73,925,435 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,690,882 |
| TOTAL EQUITY | 8,690,882 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,616,317 |
| INCOME & EXPENSE | |
| Loan Income | 670,220 |
| Investment Income | 497,626 |
| Other Income | 210,810 |
| Total Employee Compensation & Benefits | 735,768 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 684,747 |
| Non-operating Income & (Expense) | 15,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -214,842 |
| Cost of Funds | 19,764 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 243,234 |
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