Dec, 31, 2021 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $79.59 million in total assets. Opened 83 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,473 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CALIFORNIA COMMUNITY CREDIT UNION |
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Address: (Main Office) | 8815 Folsom Blvd SACRAMENTO, CA 95826 |
Phone: | (916) 386-1418 |
Fax: | (916) 386-0634 |
Website: | https://www.caccu.org |
Branches: | 4 branch locations |
Members: | 4,473 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68321 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1939 |
Last Audited: | Oct 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $79,592,695 |
CEO/Manager: | Marcy Cole-King |
Chairperson: | Norval Chan |
ASSETS: | $ Amount |
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Cash & Equivalents | 41,764,019 |
TOTAL INVESTMENTS | 14,430,109 |
Loans Held for Sale | 0 |
Real Estate Loans | 8,134,786 |
Unsecured Loans | 1,876,702 |
Other Loans | 12,031,549 |
TOTAL LOANS | 22,043,037 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -478,266 |
Land And Building | 635,102 |
Other Fixed Assets | 220,546 |
NCUSIF Deposit | 692,453 |
All Other Assets | 285,695 |
TOTAL ASSETS | 79,592,695 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 1 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 582,192 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 16,367,683 |
Regular shares | 38,373,609 |
All Other Shares & Deposits | 15,821,563 |
TOTAL SHARES & DEPOSITS | 70,562,855 |
TOTAL LIABILITIES | 71,145,048 |
Regular Reserve | 97,162 |
Other Reserves | 0 |
Undivided Earnings | 8,350,485 |
TOTAL EQUITY | 8,447,647 |
TOTAL LIABILITIES, SHARES, & EQUITY | 79,592,695 |
INCOME & EXPENSE | |
Loan Income | 1,019,933 |
Investment Income | 162,283 |
Other Income | 279,023 |
Total Employee Compensation & Benefits | 961,523 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 863,918 |
Non-operating Income & (Expense) | 259,548 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 35,744 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -50,391 |
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