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CALIFORNIA COMMUNITY CREDIT UNION

Dec, 31, 2020 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $74.72 million in total assets. Opened 82 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,649 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CALIFORNIA COMMUNITY CREDIT UNION
Address:
(Main Office)
8815 FOLSOM BLVD
SACRAMENTO, CA 95826
Phone:(916) 386-1418
Fax:(916) 386-0634
Website:http://www.caccu.org
Branches:4 branch locations
Members:4,649
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68321
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$74,716,973
CEO/Manager:Elena de Anda
Chairperson:Norval Chan

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 41,829,446
TOTAL INVESTMENTS 6,763,264
Loans Held for Sale 0
 
 Real Estate Loans 9,724,019
 Unsecured Loans 1,867,207
 Other Loans 13,460,478
 TOTAL LOANS 25,051,704
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -746,272
 Land And Building 660,365
 Other Fixed Assets 290,469
 NCUSIF Deposit 592,842
 All Other Assets 275,155
  TOTAL ASSETS 74,716,973
LIABILITIES & CAPITAL:  
 Dividends Payable 1
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 969,882
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 14,558,981
 Regular shares 34,509,738
 All Other Shares & Deposits 16,180,332
  TOTAL SHARES & DEPOSITS 65,249,051
  TOTAL LIABILITIES 66,218,934
 Regular Reserve 97,162
 Other Reserves 0
 Undivided Earnings 8,400,877
  TOTAL EQUITY 8,498,039
  TOTAL LIABILITIES, SHARES, & EQUITY 74,716,973
INCOME & EXPENSE  
 Loan Income 1,163,557
 Investment Income 316,831
 Other Income 398,883
 Total Employee Compensation & Benefits 955,587
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 851,810
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 952
 Cost of Funds 88,280
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -17,358
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