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CALIFORNIA COMMUNITY CREDIT UNION

Mar, 31, 2021 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $76.72 million in total assets. Opened 82 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,594 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CALIFORNIA COMMUNITY CREDIT UNION
Address:
(Main Office)
8815 FOLSOM BLVD
SACRAMENTO, CA 95826
Phone:(916) 386-1418
Fax:(916) 386-0634
Website:http://www.caccu.org
Branches:4 branch locations
Members:4,594
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68321
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$76,720,257
CEO/Manager:Elena de Anda
Chairperson:Norval Chan

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 45,457,448
TOTAL INVESTMENTS 5,523,264
Loans Held for Sale 0
 
 Real Estate Loans 9,586,597
 Unsecured Loans 1,698,667
 Other Loans 13,340,272
 TOTAL LOANS 24,625,536
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -740,114
 Land And Building 654,049
 Other Fixed Assets 273,309
 NCUSIF Deposit 592,842
 All Other Assets 333,923
  TOTAL ASSETS 76,720,257
LIABILITIES & CAPITAL:  
 Dividends Payable 235
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 578,919
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,743,923
 Regular shares 35,767,588
 All Other Shares & Deposits 16,189,170
  TOTAL SHARES & DEPOSITS 67,700,681
  TOTAL LIABILITIES 68,279,835
 Regular Reserve 97,162
 Other Reserves 0
 Undivided Earnings 8,343,260
  TOTAL EQUITY 8,440,422
  TOTAL LIABILITIES, SHARES, & EQUITY 76,720,257
INCOME & EXPENSE  
 Loan Income 267,614
 Investment Income 38,004
 Other Income 63,456
 Total Employee Compensation & Benefits 233,935
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 202,127
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 11,473
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -57,616
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