Dec, 31, 2020 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $74.72 million in total assets. Opened 82 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,649 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALIFORNIA COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 8815 FOLSOM BLVD SACRAMENTO, CA 95826 |
| Phone: | (916) 386-1418 |
| Fax: | (916) 386-0634 |
| Website: | http://www.caccu.org |
| Branches: | 4 branch locations |
| Members: | 4,649 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68321 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $74,716,973 |
| CEO/Manager: | Elena de Anda |
| Chairperson: | Norval Chan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 41,829,446 |
| TOTAL INVESTMENTS | 6,763,264 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,724,019 |
| Unsecured Loans | 1,867,207 |
| Other Loans | 13,460,478 |
| TOTAL LOANS | 25,051,704 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -746,272 |
| Land And Building | 660,365 |
| Other Fixed Assets | 290,469 |
| NCUSIF Deposit | 592,842 |
| All Other Assets | 275,155 |
| TOTAL ASSETS | 74,716,973 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 969,882 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,558,981 |
| Regular shares | 34,509,738 |
| All Other Shares & Deposits | 16,180,332 |
| TOTAL SHARES & DEPOSITS | 65,249,051 |
| TOTAL LIABILITIES | 66,218,934 |
| Regular Reserve | 97,162 |
| Other Reserves | 0 |
| Undivided Earnings | 8,400,877 |
| TOTAL EQUITY | 8,498,039 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 74,716,973 |
| INCOME & EXPENSE | |
| Loan Income | 1,163,557 |
| Investment Income | 316,831 |
| Other Income | 398,883 |
| Total Employee Compensation & Benefits | 955,587 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 851,810 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 952 |
| Cost of Funds | 88,280 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -17,358 |
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