Jun, 30, 2021 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $76.91 million in total assets. Opened 82 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,569 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALIFORNIA COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 8815 FOLSOM BLVD SACRAMENTO, CA 95826 |
| Phone: | (916) 386-1418 |
| Fax: | (916) 386-0634 |
| Website: | https://www.caccu.org |
| Branches: | 4 branch locations |
| Members: | 4,569 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68321 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $76,910,815 |
| CEO/Manager: | Elena de Anda |
| Chairperson: | Norval Chan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 47,111,531 |
| TOTAL INVESTMENTS | 4,579,264 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,067,537 |
| Unsecured Loans | 1,742,142 |
| Other Loans | 13,293,064 |
| TOTAL LOANS | 24,102,743 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -741,797 |
| Land And Building | 647,734 |
| Other Fixed Assets | 254,167 |
| NCUSIF Deposit | 625,570 |
| All Other Assets | 331,603 |
| TOTAL ASSETS | 76,910,815 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 380 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 588,627 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,822,318 |
| Regular shares | 36,037,935 |
| All Other Shares & Deposits | 16,073,165 |
| TOTAL SHARES & DEPOSITS | 67,933,418 |
| TOTAL LIABILITIES | 68,522,425 |
| Regular Reserve | 97,162 |
| Other Reserves | 0 |
| Undivided Earnings | 8,291,228 |
| TOTAL EQUITY | 8,388,390 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 76,910,815 |
| INCOME & EXPENSE | |
| Loan Income | 522,882 |
| Investment Income | 72,699 |
| Other Income | 132,359 |
| Total Employee Compensation & Benefits | 443,091 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 417,779 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 20,627 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -109,648 |
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