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National Credit Union Service Organization

FIRST U.S. COMMUNITY CREDIT UNION

Mar, 31, 2022 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 6 branch locations and about $531.22 million in total assets. Opened 86 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 27,153 members and employs 70 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321175481
Name:FIRST U.S. COMMUNITY CREDIT UNION
Address:
(Main Office)
580 University Ave
SACRAMENTO, CA 95825
Phone:(916) 576-5700
Fax:(916) 561-0345
Website:http://www.firstus.org
Branches:6 branch locations
Members:27,153
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68474
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$531,223,342
CEO/Manager:Carol Hauck
Chairperson:James Gomes

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 36,028,729
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 181,578,422
 Unsecured Loans 7,280,345
 Other Loans 97,767,251
 TOTAL LOANS 286,648,905
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,886,536
 Land And Building 2,373,772
 Other Fixed Assets 799,695
 NCUSIF Deposit 4,117,568
 All Other Assets 105,346
  TOTAL ASSETS 531,223,342
LIABILITIES & CAPITAL:  
 Dividends Payable 94,603
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,767,170
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 107,756,457
 Regular shares 164,249,712
 All Other Shares & Deposits 203,768,541
  TOTAL SHARES & DEPOSITS 475,774,710
  TOTAL LIABILITIES 479,636,483
 Regular Reserve 0
 Other Reserves 1,386,922
 Undivided Earnings 50,199,937
  TOTAL EQUITY 51,586,859
  TOTAL LIABILITIES, SHARES, & EQUITY 531,223,342
INCOME & EXPENSE  
 Loan Income 2,645,702
 Investment Income 594,076
 Other Income 345,187
 Total Employee Compensation & Benefits 1,708,254
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,221,040
 Non-operating Income & (Expense) -14
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 72,880
 Cost of Funds 275,690
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 864,264
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