Mar, 31, 2022 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 6 branch locations and about $531.22 million in total assets. Opened 86 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 27,153 members and employs 70 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST U.S. COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 580 University Ave SACRAMENTO, CA 95825 |
| Phone: | (916) 576-5700 |
| Fax: | (916) 561-0345 |
| Website: | http://www.firstus.org |
| Branches: | 6 branch locations |
| Members: | 27,153 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68474 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $531,223,342 |
| CEO/Manager: | Carol Hauck |
| Chairperson: | James Gomes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 36,028,729 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 181,578,422 |
| Unsecured Loans | 7,280,345 |
| Other Loans | 97,767,251 |
| TOTAL LOANS | 286,648,905 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,886,536 |
| Land And Building | 2,373,772 |
| Other Fixed Assets | 799,695 |
| NCUSIF Deposit | 4,117,568 |
| All Other Assets | 105,346 |
| TOTAL ASSETS | 531,223,342 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 94,603 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,767,170 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 107,756,457 |
| Regular shares | 164,249,712 |
| All Other Shares & Deposits | 203,768,541 |
| TOTAL SHARES & DEPOSITS | 475,774,710 |
| TOTAL LIABILITIES | 479,636,483 |
| Regular Reserve | 0 |
| Other Reserves | 1,386,922 |
| Undivided Earnings | 50,199,937 |
| TOTAL EQUITY | 51,586,859 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 531,223,342 |
| INCOME & EXPENSE | |
| Loan Income | 2,645,702 |
| Investment Income | 594,076 |
| Other Income | 345,187 |
| Total Employee Compensation & Benefits | 1,708,254 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,221,040 |
| Non-operating Income & (Expense) | -14 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 72,880 |
| Cost of Funds | 275,690 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 864,264 |
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