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National Credit Union Service Organization

FIRST U.S. COMMUNITY CREDIT UNION

Sep, 30, 2022 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 7 branch locations and about $532.56 million in total assets. Opened 87 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 27,484 members and employs 77 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321175481
Name:FIRST U.S. COMMUNITY CREDIT UNION
Address:
(Main Office)
580 University Ave
SACRAMENTO, CA 95825
Phone:(916) 576-5700
Fax:(916) 561-0345
Website:https://www.firstus.org
Branches:7 branch locations
Members:27,484
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68474
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$532,564,738
CEO/Manager:Carol Hauck
Chairperson:James Gomes

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 26,786,787
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 187,988,029
 Unsecured Loans 6,520,330
 Other Loans 116,575,009
 TOTAL LOANS 311,096,452
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,239,083
 Land And Building 2,346,386
 Other Fixed Assets 854,099
 NCUSIF Deposit 4,247,710
 All Other Assets 124,223
  TOTAL ASSETS 532,564,738
LIABILITIES & CAPITAL:  
 Dividends Payable 113,457
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,017,723
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 109,872,896
 Regular shares 165,999,166
 All Other Shares & Deposits 204,514,958
  TOTAL SHARES & DEPOSITS 480,387,020
  TOTAL LIABILITIES 485,518,200
 Regular Reserve 0
 Other Reserves -5,348,918
 Undivided Earnings 52,395,456
  TOTAL EQUITY 47,046,538
  TOTAL LIABILITIES, SHARES, & EQUITY 532,564,738
INCOME & EXPENSE  
 Loan Income 8,183,749
 Investment Income 2,176,510
 Other Income 1,046,211
 Total Employee Compensation & Benefits 4,879,675
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,726,972
 Non-operating Income & (Expense) -16
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 587,391
 Cost of Funds 880,564
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,059,784
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