Jun, 30, 2023 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 7 branch locations and about $532.56 million in total assets. Opened 87 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 27,484 members and employs 77 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | FIRST U.S. COMMUNITY CREDIT UNION |
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Address: (Main Office) | 580 University Ave SACRAMENTO, CA 95825 |
Phone: | (916) 576-5700 |
Fax: | (916) 561-0345 |
Website: | https://www.firstus.org |
Branches: | 7 branch locations |
Members: | 27,484 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68474 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1936 |
Last Audited: | Jun 01, 2022 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $532,564,738 |
CEO/Manager: | Carol Hauck |
Chairperson: | James Gomes |
ASSETS: | $ Amount |
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Cash & Equivalents | 26,786,787 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 187,988,029 |
Unsecured Loans | 6,520,330 |
Other Loans | 116,575,009 |
TOTAL LOANS | 311,096,452 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,239,083 |
Land And Building | 2,346,386 |
Other Fixed Assets | 854,099 |
NCUSIF Deposit | 4,247,710 |
All Other Assets | 124,223 |
TOTAL ASSETS | 532,564,738 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 113,457 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 5,017,723 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 109,872,896 |
Regular shares | 165,999,166 |
All Other Shares & Deposits | 204,514,958 |
TOTAL SHARES & DEPOSITS | 480,387,020 |
TOTAL LIABILITIES | 485,518,200 |
Regular Reserve | 0 |
Other Reserves | -5,348,918 |
Undivided Earnings | 52,395,456 |
TOTAL EQUITY | 47,046,538 |
TOTAL LIABILITIES, SHARES, & EQUITY | 532,564,738 |
INCOME & EXPENSE | |
Loan Income | 8,183,749 |
Investment Income | 2,176,510 |
Other Income | 1,046,211 |
Total Employee Compensation & Benefits | 4,879,675 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,726,972 |
Non-operating Income & (Expense) | -16 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 587,391 |
Cost of Funds | 880,564 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 3,059,784 |
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