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National Credit Union Service Organization

FIRST U.S. COMMUNITY CREDIT UNION

Dec, 31, 2021 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 6 branch locations and about $521.84 million in total assets. Opened 86 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 27,121 members and employs 70 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321175481
Name:FIRST U.S. COMMUNITY CREDIT UNION
Address:
(Main Office)
580 University Ave
SACRAMENTO, CA 95825
Phone:(916) 576-5700
Fax:(916) 561-0345
Website:http://www.firstus.org
Branches:6 branch locations
Members:27,121
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68474
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$521,837,006
CEO/Manager:Carol Hauck
Chairperson:James Gomes

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 67,755,187
TOTAL INVESTMENTS 153,254,064
Loans Held for Sale 0
 
 Real Estate Loans 171,560,507
 Unsecured Loans 8,096,787
 Other Loans 95,401,538
 TOTAL LOANS 275,086,454
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,879,233
 Land And Building 2,387,465
 Other Fixed Assets 790,145
 NCUSIF Deposit 4,117,568
 All Other Assets 20,325,356
  TOTAL ASSETS 521,837,006
LIABILITIES & CAPITAL:  
 Dividends Payable 96,125
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,896,309
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 101,944,650
 Regular shares 161,654,726
 All Other Shares & Deposits 199,477,718
  TOTAL SHARES & DEPOSITS 463,077,094
  TOTAL LIABILITIES 466,069,528
 Regular Reserve 6,496,396
 Other Reserves 6,431,805
 Undivided Earnings 42,839,277
  TOTAL EQUITY 55,767,478
  TOTAL LIABILITIES, SHARES, & EQUITY 521,837,006
INCOME & EXPENSE  
 Loan Income 10,381,275
 Investment Income 1,763,950
 Other Income 1,402,468
 Total Employee Compensation & Benefits 6,035,582
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,882,037
 Non-operating Income & (Expense) 3,564
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -170,944
 Cost of Funds 1,324,163
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,898,343
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