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National Credit Union Service Organization

FIRST U.S. COMMUNITY CREDIT UNION

Dec, 31, 2020 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in Sacramento, CA with 6 branch locations and about $473.88 million in total assets. Opened 85 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 26,884 members and employs 62 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321175481
Name:FIRST U.S. COMMUNITY CREDIT UNION
Address:
(Main Office)
580 University Ave
Sacramento, CA 95825
Phone:(916) 576-5700
Fax:(916) 561-0345
Website:http://www.firstus.org
Branches:6 branch locations
Members:26,884
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68474
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$473,877,091
CEO/Manager:Carol Hauck
Chairperson:Brian Doyle

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Micro Business Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 67,666,752
TOTAL INVESTMENTS 111,767,181
Loans Held for Sale 0
 
 Real Estate Loans 155,765,570
 Unsecured Loans 11,227,516
 Other Loans 96,739,485
 TOTAL LOANS 263,732,571
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,264,146
 Land And Building 2,442,237
 Other Fixed Assets 833,058
 NCUSIF Deposit 3,599,967
 All Other Assets 26,099,471
  TOTAL ASSETS 473,877,091
LIABILITIES & CAPITAL:  
 Dividends Payable 128,242
 Notes & Interest Payable 5,000,000
 Accounts Payable & Other Liabilities 2,927,760
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 93,077,327
 Regular shares 141,268,183
 All Other Shares & Deposits 178,143,150
  TOTAL SHARES & DEPOSITS 412,488,660
  TOTAL LIABILITIES 420,544,662
 Regular Reserve 6,496,396
 Other Reserves 7,895,099
 Undivided Earnings 38,940,934
  TOTAL EQUITY 53,332,429
  TOTAL LIABILITIES, SHARES, & EQUITY 473,877,091
INCOME & EXPENSE  
 Loan Income 11,525,907
 Investment Income 2,197,492
 Other Income 3,103,635
 Total Employee Compensation & Benefits 5,921,628
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,697,933
 Non-operating Income & (Expense) 151,576
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 923,740
 Cost of Funds 1,804,915
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,630,394
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