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National Credit Union Service Organization

FIRST U.S. COMMUNITY CREDIT UNION

Mar, 31, 2021 — FIRST U.S. COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in Sacramento, CA with 6 branch locations and about $495.65 million in total assets. Opened 85 years ago in 1936, FIRST U.S. COMMUNITY CREDIT UNION has about 27,039 members and employs 63 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321175481
Name:FIRST U.S. COMMUNITY CREDIT UNION
Address:
(Main Office)
580 University Ave
Sacramento, CA 95825
Phone:(916) 576-5700
Fax:(916) 561-0345
Website:http://www.firstus.org
Branches:6 branch locations
Members:27,039
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68474
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$495,653,163
CEO/Manager:Carol Hauck
Chairperson:James Gomes

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Micro Business Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 76,062,706
TOTAL INVESTMENTS 117,963,651
Loans Held for Sale 0
 
 Real Estate Loans 155,553,040
 Unsecured Loans 12,512,460
 Other Loans 98,319,841
 TOTAL LOANS 266,946,261
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,161,114
 Land And Building 2,428,544
 Other Fixed Assets 835,095
 NCUSIF Deposit 3,599,967
 All Other Assets 29,978,053
  TOTAL ASSETS 495,653,163
LIABILITIES & CAPITAL:  
 Dividends Payable 124,600
 Notes & Interest Payable 5,000,000
 Accounts Payable & Other Liabilities 2,749,104
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 98,290,568
 Regular shares 151,359,067
 All Other Shares & Deposits 184,763,719
  TOTAL SHARES & DEPOSITS 434,413,354
  TOTAL LIABILITIES 442,287,058
 Regular Reserve 6,496,396
 Other Reserves 7,004,927
 Undivided Earnings 39,864,782
  TOTAL EQUITY 53,366,105
  TOTAL LIABILITIES, SHARES, & EQUITY 495,653,163
INCOME & EXPENSE  
 Loan Income 2,674,855
 Investment Income 420,943
 Other Income 330,296
 Total Employee Compensation & Benefits 1,552,891
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,194,589
 Non-operating Income & (Expense) 3,564
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -32,822
 Cost of Funds 360,096
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 923,847
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