Jun, 30, 2024 — HERITAGE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $258.28 million in total assets. Opened 71 years ago in 1953, HERITAGE COMMUNITY CREDIT UNION has about 11,784 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | HERITAGE COMMUNITY CREDIT UNION |
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Address: (Main Office) | 10415 Old Placerville Rd SACRAMENTO, CA 95827-2508 |
Phone: | (916) 364-1700 |
Fax: | (916) 364-3791 |
Website: | https://www.heritageccu.com |
Branches: | 4 branch locations |
Members: | 11,784 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68395 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1953 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $258,276,212 |
CEO/Manager: | Ed Turk |
Chairperson: | Bobbi Beehler |
ASSETS: | $ Amount |
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Cash & Equivalents | 13,436,328 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 92,423,890 |
Unsecured Loans | 2,226,310 |
Other Loans | 108,085,275 |
TOTAL LOANS | 203,877,735 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,453,478 |
Land And Building | 1,273,198 |
Other Fixed Assets | 174,858 |
NCUSIF Deposit | 2,139,203 |
All Other Assets | 212,515 |
TOTAL ASSETS | 258,276,212 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 21,545 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,726,804 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 2,000,000 |
Share Drafts | 61,405,945 |
Regular shares | 83,628,677 |
All Other Shares & Deposits | 87,682,995 |
TOTAL SHARES & DEPOSITS | 232,717,617 |
TOTAL LIABILITIES | 236,465,966 |
Regular Reserve | 0 |
Other Reserves | -43,052 |
Undivided Earnings | 21,853,298 |
TOTAL EQUITY | 21,810,246 |
TOTAL LIABILITIES, SHARES, & EQUITY | 258,276,212 |
INCOME & EXPENSE | |
Loan Income | 4,566,216 |
Investment Income | 296,434 |
Other Income | 660,911 |
Total Employee Compensation & Benefits | 2,957,662 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,853,061 |
Non-operating Income & (Expense) | -23,530 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -247,131 |
Cost of Funds | 464,369 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 213,256 |
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