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HERITAGE COMMUNITY CREDIT UNION

Mar, 31, 2022 — HERITAGE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $252.02 million in total assets. Opened 69 years ago in 1953, HERITAGE COMMUNITY CREDIT UNION has about 11,966 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321170842
Name:HERITAGE COMMUNITY CREDIT UNION
Address:
(Main Office)
10415 Old Placerville Rd
SACRAMENTO, CA 95827-2508
Phone:(916) 364-1700
Fax:(916) 364-3791
Website:http://www.heritageccu.com
Branches:4 branch locations
Members:11,966
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68395
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$252,019,075
CEO/Manager:Ed Turk
Chairperson:Bobbi Beehler

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,339,918
TOTAL INVESTMENTS 0
Loans Held for Sale 175,000
 
 Real Estate Loans 81,327,976
 Unsecured Loans 939,193
 Other Loans 111,510,895
 TOTAL LOANS 195,296,965
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,692,042
 Land And Building 1,306,867
 Other Fixed Assets 277,564
 NCUSIF Deposit 2,124,332
 All Other Assets 80,230
  TOTAL ASSETS 252,019,075
LIABILITIES & CAPITAL:  
 Dividends Payable 18,461
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,765,235
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 2,000,000
 Share Drafts 65,410,713
 Regular shares 85,781,167
 All Other Shares & Deposits 75,347,501
  TOTAL SHARES & DEPOSITS 226,539,381
  TOTAL LIABILITIES 230,323,077
 Regular Reserve 0
 Other Reserves -3,973
 Undivided Earnings 21,699,971
  TOTAL EQUITY 21,695,998
  TOTAL LIABILITIES, SHARES, & EQUITY 252,019,075
INCOME & EXPENSE  
 Loan Income 1,505,648
 Investment Income 48,551
 Other Income 218,827
 Total Employee Compensation & Benefits 1,008,846
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 948,709
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -112,683
 Cost of Funds 110,280
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 59,929
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