Sep, 30, 2025 — SONOMA FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA ROSA, CA with 1 branch location and about $81.24 million in total assets. Opened 65 years ago in 1961, SONOMA FEDERAL CREDIT UNION has about 1,811 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SONOMA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 917 College Ave SANTA ROSA, CA 95404-4110 |
| Phone: | (707) 527-6216 |
| Fax: | (707) 527-6835 |
| Website: | https://www.sonomafed.com |
| Branches: | 1 branch locations |
| Members: | 1,811 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14415 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $81,243,049 |
| CEO/Manager: | Renee Rayhill |
| Chairperson: | Kimberly Butler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,224,650 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,993,644 |
| Unsecured Loans | 4,553 |
| Other Loans | 35,093,175 |
| TOTAL LOANS | 55,091,372 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -98,073 |
| Land And Building | 3,298,194 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 574,063 |
| All Other Assets | 0 |
| TOTAL ASSETS | 81,243,049 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 225,673 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,704,588 |
| Regular shares | 4,901,497 |
| All Other Shares & Deposits | 54,633,729 |
| TOTAL SHARES & DEPOSITS | 71,239,814 |
| TOTAL LIABILITIES | 71,465,487 |
| Regular Reserve | 0 |
| Other Reserves | 558,004 |
| Undivided Earnings | 9,219,558 |
| TOTAL EQUITY | 9,777,562 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 81,243,049 |
| INCOME & EXPENSE | |
| Loan Income | 2,888,486 |
| Investment Income | 601,521 |
| Other Income | 424,131 |
| Total Employee Compensation & Benefits | 839,687 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 508,030 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,687 |
| Cost of Funds | 1,690,566 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 870,168 |
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