Dec, 31, 2023 — NORTH BAY CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA ROSA, CA with 4 branch locations and about $120.94 million in total assets. Opened 76 years ago in 1948, NORTH BAY CREDIT UNION has about 2,941 members and employs 31 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | NORTH BAY CREDIT UNION |
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Address: (Main Office) | 397 Aviation Blvd SANTA ROSA, CA 95403 |
Phone: | (707) 584-0384 |
Fax: | (707) 584-3811 |
Website: | https://www.northbaycu.com |
Branches: | 4 branch locations |
Members: | 2,941 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 63373 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1948 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $120,937,576 |
CEO/Manager: | Chris Call |
Chairperson: | Dominic Tramontin |
ASSETS: | $ Amount |
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Cash & Equivalents | 9,596,851 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 86,181,669 |
Unsecured Loans | 760,143 |
Other Loans | 13,723,622 |
TOTAL LOANS | 100,665,434 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -277,950 |
Land And Building | 0 |
Other Fixed Assets | 398,456 |
NCUSIF Deposit | 717,630 |
All Other Assets | 0 |
TOTAL ASSETS | 120,937,576 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 43,341 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 4,143,685 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 24,157,327 |
Regular shares | 30,493,944 |
All Other Shares & Deposits | 52,426,672 |
TOTAL SHARES & DEPOSITS | 107,077,943 |
TOTAL LIABILITIES | 111,264,969 |
Regular Reserve | 0 |
Other Reserves | -543,511 |
Undivided Earnings | 10,216,118 |
TOTAL EQUITY | 9,672,607 |
TOTAL LIABILITIES, SHARES, & EQUITY | 120,937,576 |
INCOME & EXPENSE | |
Loan Income | 6,038,308 |
Investment Income | 695,466 |
Other Income | 3,047,941 |
Total Employee Compensation & Benefits | 4,827,235 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,929,467 |
Non-operating Income & (Expense) | 595,695 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,000 |
Cost of Funds | 1,880,581 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -52,709 |
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