Sep, 30, 2025 — WESTERN HEALTHCARE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINEZ, CA with 1 branch location and about $90.96 million in total assets. Opened 73 years ago in 1953, WESTERN HEALTHCARE FEDERAL CREDIT UNION has about 6,983 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN HEALTHCARE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1785 Arnold Dr MARTINEZ, CA 94553-4110 |
| Phone: | (925) 524-5000 |
| Fax: | (925) 524-0263 |
| Website: | https://www.mahpfcu.org |
| Branches: | 1 branch locations |
| Members: | 6,983 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8774 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $90,963,878 |
| CEO/Manager: | Christopher J Bruno |
| Chairperson: | Neil Ricafrente |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,840,644 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 27,872,842 |
| Unsecured Loans | 8,059,565 |
| Other Loans | 15,273,056 |
| TOTAL LOANS | 51,205,464 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -453,069 |
| Land And Building | 3,812,833 |
| Other Fixed Assets | 296,934 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 783,836 |
| All Other Assets | 0 |
| TOTAL ASSETS | 90,963,878 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 558,866 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,824,068 |
| Regular shares | 40,358,557 |
| All Other Shares & Deposits | 24,698,632 |
| TOTAL SHARES & DEPOSITS | 77,881,257 |
| TOTAL LIABILITIES | 78,440,123 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,523,755 |
| TOTAL EQUITY | 12,523,755 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 90,963,878 |
| INCOME & EXPENSE | |
| Loan Income | 2,416,279 |
| Investment Income | 632,542 |
| Other Income | 312,873 |
| Total Employee Compensation & Benefits | 1,530,702 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,580,885 |
| Non-operating Income & (Expense) | 235,828 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 183,372 |
| Cost of Funds | 534,588 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 199,140 |
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