Sep, 30, 2025 — COOSA PINES FEDERAL CREDIT UNION is a federal credit union headquartered in CHILDERSBURG, AL with 5 branch locations and about $393.09 million in total assets. Opened 76 years ago in 1950, COOSA PINES FEDERAL CREDIT UNION has about 25,811 members and employs 60 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COOSA PINES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 33710 US Highway 280 CHILDERSBURG, AL 35044-3016 |
| Phone: | (256) 378-5559 |
| Fax: | (256) 378-3881 |
| Website: | https://www.coosapinesfcu.org |
| Branches: | 5 branch locations |
| Members: | 25,811 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6774 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $393,094,498 |
| CEO/Manager: | Don Carden |
| Chairperson: | Claude G Welch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 37,923,064 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 96,203,725 |
| Unsecured Loans | 14,608,029 |
| Other Loans | 128,545,983 |
| TOTAL LOANS | 243,243,784 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,093,417 |
| Land And Building | 4,006,275 |
| Other Fixed Assets | 676,834 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,002,271 |
| All Other Assets | 20,050 |
| TOTAL ASSETS | 393,094,498 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 707,423 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,147,429 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 60,090,010 |
| Regular shares | 117,606,962 |
| All Other Shares & Deposits | 154,720,628 |
| TOTAL SHARES & DEPOSITS | 332,417,599 |
| TOTAL LIABILITIES | 334,272,451 |
| Regular Reserve | 0 |
| Other Reserves | -4,927,559 |
| Undivided Earnings | 63,749,606 |
| TOTAL EQUITY | 58,822,047 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 393,094,498 |
| INCOME & EXPENSE | |
| Loan Income | 11,911,786 |
| Investment Income | 3,360,029 |
| Other Income | 3,512,016 |
| Total Employee Compensation & Benefits | 3,502,745 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,356,428 |
| Non-operating Income & (Expense) | 882,049 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,279,146 |
| Cost of Funds | 3,582,131 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,332,910 |
| ↑ Back to Top | |